Wall Street analyst estimates for Grupo Financiero Galicia S.A. (GGAL): consensus price target and buy/hold/sell recommendations.
Grupo Financiero Galicia S.A. (GGAL) functions as a prominent financial services conglomerate, delivering an extensive array of financial solutions and products to both individual clients and corporate entities across Argentina. The company structures its diverse operations into several key segments: Banking, NaranjaX, Insurance, and other miscellaneous business ventures.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 7 |
| Hold | 4 |
| Sell | 2 |
| Strong Sell | 0 |
| Total analysts | 13 |
| Avg rating (−2 sell to +2 buy) | 0.39 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-24 | $1.38 | ||
| 2026-08-25 | $1.09 | $0.90 | +21.1% |
| 2026-05-13 | $0.29 | $0.36 | -19.4% |
| 2026-03-04 | $-0.36 | $-0.05 | -620.0% |
| 2025-11-25 | $0.08 | $0.79 | -89.9% |
| 2025-08-26 | $0.94 | $1.49 | -36.9% |
| 2025-06-12 | $0.96 | $0.96 | +0.0% |
| 2025-02-28 | $3.41 | $1.13 | +201.8% |
Valuation Ratios
| P/E Ratio | 49.52 |
| Price / Book | 0.94 |
| Dividend Yield | 5.34% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 49.26B ARS | 148.13B ARS | 267.08B ARS | 509.95B ARS | 865.71B ARS | 2.86T ARS | 8.52T ARS | 13.89T ARS | 10.63T ARS | 12.42T ARS |
| Cost of Revenue | 20.09B ARS | 49.40B ARS | 128.19B ARS | 242.66B ARS | 368.25B ARS | 1.23T ARS | 4.19T ARS | 7.01T ARS | 3.96T ARS | 6.75T ARS |
| Gross Profit | 29.17B ARS | 98.73B ARS | 138.89B ARS | 267.29B ARS | 497.46B ARS | 1.63T ARS | 4.33T ARS | 6.88T ARS | 6.66T ARS | 5.67T ARS |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 12.54B ARS | 49.46B ARS | 58.48B ARS | 80.20B ARS | 149.11B ARS | 444.06B ARS | 1.02T ARS | 1.13T ARS | 1.43T ARS | 2.13T ARS |
| Operating Expenses | 19.80B ARS | 75.78B ARS | 131.82B ARS | 184.77B ARS | 361.34B ARS | 1.34T ARS | 3.88T ARS | 5.70T ARS | 4.45T ARS | 5.36T ARS |
| Operating Income | 9.37B ARS | 22.95B ARS | 7.07B ARS | 82.51B ARS | 136.13B ARS | 288.14B ARS | 444.45B ARS | 1.18T ARS | 2.21T ARS | 303.85B ARS |
| EBITDA | 9.67B ARS | 25.16B ARS | 10.53B ARS | 92.92B ARS | 160.48B ARS | 376.09B ARS | 633.50B ARS | 1.42T ARS | 2.40T ARS | 608.44B ARS |
| Interest Expense | 16.94B ARS | 38.18B ARS | 94.05B ARS | 197.38B ARS | 267.75B ARS | 1.10T ARS | 3.84T ARS | 6.60T ARS | 3.10T ARS | 3.88T ARS |
| Pre-tax Income | 9.37B ARS | 22.95B ARS | 7.07B ARS | 82.51B ARS | 136.13B ARS | 288.14B ARS | 444.45B ARS | 1.18T ARS | 2.21T ARS | 303.85B ARS |
| Income Tax | 3.35B ARS | 11.75B ARS | 14.54B ARS | 33.57B ARS | 61.11B ARS | 99.52B ARS | 115.07B ARS | 448.25B ARS | 586.61B ARS | 91.24B ARS |
| Net Income | 6.02B ARS | 10.45B ARS | -7.26B ARS | 48.72B ARS | 74.01B ARS | 188.62B ARS | 329.38B ARS | 734.24B ARS | 1.62T ARS | 212.52B ARS |
| EPS | 46.30 ARS | 82.10 ARS | -34.30 ARS | 208.60 ARS | 268.60 ARS | 1,279.00 ARS | 1,025.70 ARS | 5,405.60 ARS | 11,868.00 ARS | 1,422.00 ARS |
| EPS (Diluted) | 46.30 ARS | 133.30 ARS | -34.20 ARS | 208.60 ARS | 268.60 ARS | 1,279.00 ARS | 1,025.70 ARS | 5,405.60 ARS | 11,868.00 ARS | 1,422.00 ARS |
| Shares Outstanding (Diluted) | 130.5 M | 133.7 M | 143.2 M | 143.2 M | 143.2 M | 148.0 M | 148.0 M | 148.0 M | 159.4 M | 160.6 M |
Price
| Price | $32.30 (closing price, October 30, 2026) |
| Market Cap | $5.5B |
| Exchange | NASDAQ |
| Country | AR |
Related companies: BMA · BBAR · 0O84.L · MFG · HDB · IBN · SBID.L · USB
Explore sector: Financial Services · Banks - Regional
More sections of GGAL: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks