Valuation dashboard for Guidewire Software, Inc. (GWRE) with P/E 98.20, P/B 11.28, EV/EBITDA 64.3 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.
Guidewire Software, Inc. is a global supplier of software solutions tailored for the property and casualty insurance industry. Its primary offering is Guidewire InsuranceSuite, a comprehensive platform that incorporates core applications like PolicyCenter, BillingCenter, and ClaimCenter.
What would it be worth at its usual multiples?
Versus its usual multiples: expensive · Current P/E 98.2× · Multiples range: $51.66 · $51.66.
At its sector median (31.5×) $52 (-68 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Guidewire Software, Inc. reported revenue of $1.48B in the most recent fiscal year, growing at a 5-year CAGR of 14.7%.
Trailing-twelve-month margins: gross margin 64.2%, operating margin 10.2%, net margin 9.4%.
At $161.04 (closing price, November 3, 2026), GWRE trades at a P/E of 98.20 and an ROE of 10.03%. Market capitalisation stands at $13.3B, placing it among large-cap names.
Balance sheet quality for GWRE: debt-to-equity ratio of 0.59, current ratio of 1.79 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 98.20 |
| Price / Book | 11.28 |
| EV / EBITDA | 64.3 |
| Dividend Yield | 0.00% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| GWRE | Guidewire Software, Inc. | $13.3B | 98.20 | 11.28 | 10.0% |
| VRSK | Verisk Analytics, Inc. | $25.6B | 30.26 | -212.0% | |
| CCC | CCC Intelligent Solutions Holdings Inc. | $4.5B | 64.59 | 2.40 | 4.2% |
| SAP | SAP SE | $268.4B | 29.69 | 5.27 | 17.8% |
| SHOP.TO | Shopify Inc. | CAD 259.8B | 86.41 | 14.39 | 16.5% |
| 0VHA.L | Shopify Inc. | $219.9B | 113.21 | 17.22 | 15.1% |
| SHOP | Shopify Inc. | $185.0B | 86.41 | 14.39 | 16.5% |
| CRM | Salesforce, Inc. | $182.9B | 20.27 | 4.83 | 20.2% |
Price
| Price | $161.04 (closing price, November 3, 2026) |
| Market Cap | $13.3B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 10.03% |
| Return on Invested Capital | 6.67% |
| Return on Assets | 5.41% |
| Gross Margin | 64.21% |
| Operating Margin | 10.19% |
| Net Margin | 9.44% |
Related companies: VRSK · CCC · SAP · SHOP.TO · 0VHA.L · SHOP · CRM · 0L5N.L
Explore sector: Technology · Software - Application
More sections of GWRE: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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