Key statistics dashboard for Horace Mann Educators Corporation (HMN). Valuation multiples (P/E, P/B, EV/EBITDA), profitability margins, financial-health ratios, per-share metrics and stock-level data in one consolidated view — the snapshot quantitative analysts and value investors check first.
Horace Mann Educators Corporation functions as an insurance holding company, conducting its operations through various subsidiaries throughout the United States. The company is structured into three main divisions: Property & Casualty, Life & Retirement, and Supplemental & Group Benefits. It offers a comprehensive suite of personal insurance options, such as automobile and home coverage.
Stock Data
| Price | $49.37 |
| Market Cap | $2.0B |
| Enterprise Value | $2.54B |
| Beta | 0.05 |
| Exchange | NYSE |
| Country | US |
Valuation Multiples
| P/E Ratio | 11.49 |
| Price / Book | 1.35 |
| P/S | 1.17 |
| EV/EBITDA | 9.04 |
| EV/Sales | 1.49 |
| EV/FCF | 4.49 |
| P/FCF | 3.53 |
| Earnings Yield | 8.78% |
| FCF Yield | 28.40% |
| Dividend Yield | 2.82% |
Profitability
| Gross Margin | 48.28% |
| EBIT Margin | 14.89% |
| EBITDA Margin | 16.46% |
| Operating Margin | 12.66% |
| Net Margin | 10.37% |
| Return on Equity | 12.03% |
| Return on Assets | 1.14% |
| Return on Invested Capital | 2.95% |
| Return on Capital Employed | 1.39% |
Financial Health
| Current Ratio | 0.00 |
| Quick Ratio | 0.00 |
| Cash Ratio | 0.00 |
| Debt / Equity | 0.40 |
| Debt / Assets | 3.81% |
| Net Debt / EBITDA | 1.95 |
| Interest Coverage | 5.69 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.38 |
Per-Share Data
| Revenue per share | 41.79 |
| Book Value per share | 36.75 |
| Cash per share | 142.13 |
| FCF per share | 13.84 |
| Tangible Book Value per share | 32.13 |
| Dividend per share | 1.43 |
Analyst Consensus
| Strong Buy | 1 |
| Buy | 3 |
| Hold | 5 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 9 |
| Avg rating (1-5) | 0.56 |
Related companies: AHL · CHCO · NIC · NWBI · OFG · SKWD · SLDE
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of HMN: Overview · Financials · Valuation · Estimates · Technical · Ownership · News · Events
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