Northwest Bancshares, Inc. (NWBI) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Northwest Bancshares, Inc. serves as the parent company for Northwest Bank, a state-chartered savings institution offering a full spectrum of banking solutions for both personal and business customers. Its deposit products encompass checking, savings, money market, time deposit certificates, and individual retirement accounts.
Is Northwest Bancshares, Inc. stock overvalued or undervalued in 2026?
Northwest Bancshares, Inc. (NWBI) trades at 11.6× earnings (P/E), against a median of 12.9× across the 321 financial services companies above $2bn in Kaplio's universe. At a P/B Kaplio accepts for its ROTCE 9.0 % (1.3×) $17 (+6 %); at its peers' median (1.2×) $15 (-3 %).
Kaplio overview: Northwest Bancshares, Inc.
Market cap $2B · 52 weeks $11 – $16 (1 % below the high) · P/E 11.6× · 2027 est. P/E 10.8× · Dividend 5.1 % · Next earnings January 25, 2027 · expected EPS $0.35 · Closing price, Nov 2 · accounts published Oct 26.
- Valuation: P/B 1.2× (justified).
- Business: ROTCE 9.0 % (weak).
- Balance sheet: Capital/assets 11.3 % (solid).
- Earnings: 7 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B Kaplio accepts for its ROTCE 9.0 % (1.3×) $17 (+6 %); at its peers' median (1.2×) $15 (-3 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 4 of 5 pass
- ROTCE 9.0 %, fails.
- ROA 1.2 %, passes.
- Equity / Assets (Tier 1 proxy) 11.3 %, passes.
- P/B (Price / Book) 1.2×, passes.
- Sustainable dividend yield 5.1 %, passes.
Against its peers (reference peers) — Northwest Bancshares, Inc.: P/E 11.6×; P/B 1.2×; ROE 10.5 %; $2.3B. BancFirst Corporation (P/E 15.1×; P/B 1.9×; ROE 13.3 %; $3.8B), Eastern Bankshares, Inc. (P/E 13.2×; P/B 1.2×; ROE 8.9 %; $5.2B), Banco BBVA Argentina S.A. (P/E 12.9×; P/B 0.9×; ROE 8.2 %; $2.3B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 1.2× · median 1.1× · minimum 0.7× · maximum 1.6× · cheap below 1.0× · expensive above 1.4×. It has been cheaper than today 67% of the time over its last ten fiscal years.
Dividend
tight · Yield 5.1 % ($0.75 per share in 2025) · 5-year growth -1 % a year · Free cash flow coverage payout 87 % · With $1,000 invested today you'd collect $51.10 a year ($4.26 a month).
Profitability
| Return on Equity | 10.53% |
| Return on Invested Capital | 4.99% |
| Return on Assets | 1.16% |
| Gross Margin | 69.31% |
| Operating Margin | 22.89% |
| Net Margin | 23.22% |
Financial Health
| Debt / Equity | 0.48 |
| Current Ratio | 0.18 |
| Piotroski F-Score | 7 |
| Altman Z-Score | -0.65 |
Price Performance
| 1 month | +3.16% |
| 3 months | -1.82% |
| Year-to-date | +30.58% |
| 1 year | +32.24% |
| 3 years | +42.20% |
| 5 years | +12.81% |
| 10 years | +0.64% |
Dividend History
Paid in the last 12 months: $0.80 per share in 4 payments.
| Date | Amount |
|---|---|
| November 5, 2026 | $0.20 |
| August 6, 2026 | $0.20 |
| May 7, 2026 | $0.20 |
| February 5, 2026 | $0.20 |
| November 6, 2025 | $0.20 |
| August 8, 2025 | $0.20 |
| May 8, 2025 | $0.20 |
| February 3, 2025 | $0.20 |
| November 8, 2024 | $0.20 |
| August 2, 2024 | $0.20 |
Amounts adjusted for stock splits.
Related companies: EBC · BANF · 0O84.L · MFG · HDB · IBN · SBID.L · USB
Explore sector: Financial Services · Banks - Regional
More sections of NWBI: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks