Valuation dashboard for Investar Holding Corporation (ISTR) with P/E 11.67, P/B 1.01, EV/EBITDA 14.08 and dividend yield 1.48%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
Investar Holding Corporation acts as the parent company for Investar Bank, delivering a wide spectrum of financial products and services. The bank caters to both individual clients and small to mid-sized businesses throughout South Louisiana. Its offerings include a diverse suite of deposit accounts such as savings, checking, money market, and individual retirement accounts, along with various certificates of deposit.
Analysis Summary
Investar Holding Corporation reported revenue of $153.5M in the most recent fiscal year, growing at a 5-year CAGR of 7.7%. Net income reached $22.9M, with a 10.5% 5-year CAGR.
Trailing-twelve-month margins: gross margin 61.7%, operating margin 19.3%, net margin 17.8%.
At the current price of $30.33, ISTR trades at a P/E of 11.67 and an ROE of 9.39%. Market capitalisation stands at $417M.
Balance sheet quality for ISTR: current ratio of 0.3. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.67 |
| Price / Book | 1.01 |
| EV / EBITDA | 14.08 |
| Dividend Yield | 1.48% |
Valuation Models
| DCF Fair Value | $4.86 |
| vs Current Price | -84.0% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| ISTR | Investar Holding Corporation | $417M | 11.67 | 1.01 | 9.4% |
| 0O84.L | DNB Bank ASA | $487.3B | |||
| MFG | Mizuho Financial Group, Inc. | $133.2B | 15.46 | 1.83 | 12.3% |
| HDB | HDFC Bank Limited | $119.7B | 13.92 | 1.82 | |
| IBN | ICICI Bank Limited | $100.7B | 16.85 | 2.49 | 15.7% |
| SBID.L | State Bank of India | $96.4B | |||
| 0KEF.L | The PNC Financial Services Group, Inc. | $94.3B | 12.97 | 1.49 | 12.3% |
| PNC | The PNC Financial Services Group, Inc. | $92.4B | 13.10 | 1.50 |
Price
| Price | $30.33 |
| Market Cap | $417M |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 9.39% |
| Return on Invested Capital | 4.57% |
| Return on Assets | 0.87% |
| Gross Margin | 61.74% |
| Operating Margin | 19.27% |
| Net Margin | 17.83% |
Related companies: BPRN · CFFI · FSFG · FUNC · FVCB · HWBK · LCNB
Explore sector: Financial Services · Banks - Regional
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