Navient Corporation SR NT 6% 121543 (JSM) is a publicly traded company in the Financial Services — Financial - Credit Services industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Navient Corporation specializes in providing asset management and business processing services to a diverse clientele, including those in education, healthcare, and governmental sectors at all levels—federal, state, and local. The company's operations are structured into four key segments: Federal Education Loans, Consumer Lending, Business Processing, and Other.
Is Navient Corporation SR NT 6% 121543 stock overvalued or undervalued in 2026?
This security is a preferred share or an exchange-traded bond: Kaplio does not give a valuation verdict on it; see the issuing company, NAVI.
Kaplio overview: Navient Corporation SR NT 6% 121543
Market cap $4B · 52 weeks $15 – $20 (19 % below the high) · P/E not applicable · Dividend none · Closing price, Oct 28 · accounts published Apr 28.
- Business: ROE −2.0 % (weak).
- Balance sheet: Debt/Equity 1.76 (fragile).
This security is a preferred share or an exchange-traded bond: Kaplio does not give a valuation verdict on it; see the issuing company, NAVI. See NAVI
What matters in financial services: 2 of 4 pass
- ROE −2.0 %, fails.
- Debt / Equity 1.76, fails.
- 5y revenue growth 13.3 %, passes.
- Operating margin 81.7 %, passes.
Against its peers (reference peers) — Navient Corporation SR NT 6% 121543: P/E —; EV/EBITDA 11.9×; ROIC 88.7 %; $4.3B. Nelnet, Inc. (P/E 14.6×; EV/EBITDA 20.1×; ROIC 3.5 %; $4.4B), SLM Corporation (P/E 7.1×; EV/EBITDA 7.4×; ROIC 6.2 %; $3.7B), Credit Acceptance Corporation (P/E 12.0×; EV/EBITDA 12.0×; ROIC 9.5 %; $5.7B).
Profitability
| Return on Equity | -2.04% |
| Return on Invested Capital | 88.72% |
| Return on Assets | -0.10% |
| Gross Margin | 95.76% |
| Operating Margin | 83.20% |
| Net Margin | -1.69% |
Financial Health
| Debt / Equity | 1.76 |
| Current Ratio | 0.51 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.32 |
Price Performance
| 1 month | -6.49% |
| 3 months | -10.98% |
| Year-to-date | -23.50% |
| 1 year | -20.21% |
| 3 years | -7.93% |
| 5 years | -39.15% |
| 10 years | -31.96% |
Dividend History
Paid in the last 12 months: $1.5000 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-12-14 | $0.3750 |
| 2026-09-14 | $0.3750 |
| 2026-06-12 | $0.3750 |
| 2026-03-13 | $0.3750 |
| 2025-12-12 | $0.3750 |
| 2025-09-12 | $0.3750 |
| 2025-06-13 | $0.3750 |
| 2025-03-14 | $0.3750 |
| 2024-12-13 | $0.3750 |
| 2024-09-13 | $0.3750 |
Amounts adjusted for stock splits.
Related companies: ALLY · CACC · SLM · NNI
Explore sector: Financial Services · Financial - Credit Services
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