KB Financial Group Inc. (KB) Valuation — DCF, Graham & Comparables

KB Financial Group Inc. (KB) — Price $115.38 (closing price, October 28, 2026) — Financial Services — Banks - Regional — NYSE

Latest reported results:

Valuation dashboard for KB Financial Group Inc. (KB) with P/E 8.92, P/B 0.91, EV/EBITDA 21.43 and dividend yield 5.39%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.

KB Financial Group Inc. is a prominent financial conglomerate offering a diverse array of banking and associated financial services to both individual consumers and corporate entities, both domestically in South Korea and across international markets.

Analysis Summary

KB Financial Group Inc. reported revenue of 50.69T KRW in the most recent fiscal year, growing at a 5-year CAGR of 20.7%. Net income reached 5.85T KRW, with a 11.0% 5-year CAGR.

Trailing-twelve-month margins: gross margin 52.3%, operating margin 17.5%, net margin 12.0%.

At $115.38 (closing price, October 28, 2026), KB trades at a P/E of 8.92 and an ROE of 10.68%. Market capitalisation stands at $40.8B, placing it among large-cap names.

Balance sheet quality for KB: current ratio of 0.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio8.92
Price / Book0.91
EV / EBITDA21.43
Dividend Yield5.39%

Valuation Models

DCF Fair Value$570.89
vs Current Price+394.8%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
KBKB Financial Group Inc.$40.8B8.920.9110.7%
0O84.LDNB Bank ASA$478.2B11.511.7214.5%
MFGMizuho Financial Group, Inc.$118.1B14.071.6712.3%
HDBHDFC Bank Limited$109.6B13.081.7213.5%
IBNICICI Bank Limited$105.7B16.712.5315.9%
SBID.LState Bank of India$94.7B10.231.4214.3%
USBU.S. Bancorp$92.9B11.621.4012.6%
0LHY.LU.S. Bancorp$91.3B11.611.4012.6%

Price

Price$115.38 (closing price, October 28, 2026)
Market Cap$40.8B
ExchangeNYSE
CountryKR

Profitability

Return on Equity10.68%
Return on Invested Capital0.76%
Return on Assets0.73%
Gross Margin52.26%
Operating Margin17.49%
Net Margin11.96%

Related companies: 0O84.L · MFG · HDB · IBN · SBID.L · USB · 0LHY.L · PNC

Explore sector: Financial Services · Banks - Regional

More sections of KB: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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