Ethos Technologies Inc. (LIFE) is a publicly traded company in the Financial Services — Insurance - Brokers industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Ethos Technologies Inc. functions as a third-party administrator for insurance policies in various global markets, including the United States, India, and Singapore. The company offers "Ethos," a comprehensive technology platform designed to transform the process of purchasing, distributing, and overseeing risk for life insurance products among consumers, agents, and insurance providers.
Is Ethos Technologies Inc. stock overvalued or undervalued in 2026?
As of October 2, 2026, Ethos Technologies Inc. (LIFE) trades at $33.85 with no positive earnings over the last twelve months, according to Kaplio. Kaplio's verdict: expensive. At a P/B justified by its ROE del −50,4 % (0.9×) $6 (-81 %); at its peers' median (9.4×) $66 (+95 %).
Kaplio overview: Ethos Technologies Inc.
Market cap $2B · 52 weeks $10 – $42 (14 % below the high) · P/E no earnings · 2027 expected P/E 31.9× · Dividend none · Next earnings November 2, 2026 · expected EPS $0.36 · Price as of Oct 2 · accounts published Aug 3.
- Valuation: P/B 4.8× (expensive).
- Business: Operating margin −18 % (weak).
- Balance sheet: Debt/Equity 0.04 (solid).
- Earnings: 6 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del −50,4 % (0.9×) $6 (-81 %); at its peers' median (9.4×) $66 (+95 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 1 of 2 pass
- P/B (Price / Book) 4.8×, fails.
- Debt / Equity 0.04, passes.
Against its peers (same industry, similar size) — Ethos Technologies Inc.: P/E —; P/B 4.8×; ROE -50.4 %; $2.1B. The Baldwin Insurance Group, Inc. (P/E —; P/B 2.5×; ROE -10.6 %; $2.6B), CorVel Corporation (P/E 33.5×; P/B 9.4×; ROE 29.9 %; $3.8B), Ryan Specialty Holdings, Inc. (P/E 103×; P/B 10.1×; ROE 9.8 %; $4.9B).
Profitability
| Return on Equity | -50.41% |
| Return on Invested Capital | -14.89% |
| Return on Assets | -15.29% |
| Gross Margin | 97.07% |
| Operating Margin | -17.67% |
| Net Margin | -18.14% |
Financial Health
| Debt / Equity | 0.04 |
| Current Ratio | 52.25 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 2.42 |
Price Performance
| 1 month | -9.34% |
| 3 months | +91.16% |
Explore sector: Financial Services · Insurance - Brokers
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