Ryan Specialty Holdings, Inc. (RYAN) is a publicly traded company in the Financial Services — Insurance - Brokers industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Ryan Specialty Holdings, Inc. functions as a provider of specialized insurance products and comprehensive solutions for the benefit of insurance brokers, agents, and carriers. The company delivers a range of services including distribution, underwriting, product development, administration, and risk management, primarily through its roles as a wholesale broker and a managing underwriter. This firm, established in 2010, maintains its headquarters in Chicago, Illinois.
Is Ryan Specialty Holdings, Inc. stock overvalued or undervalued in 2026?
As of October 3, 2026, Ryan Specialty Holdings, Inc. (RYAN) trades at 103× earnings (P/E), against a median of 13.0× across the 393 insurance companies above $2bn in Kaplio's universe. Kaplio's verdict: expensive. At a P/B justified by its ROE del 9,8 % (1.5×) $6 (-85 %); at its peers' median (1.1×) $4 (-89 %).
Kaplio overview: Ryan Specialty Holdings, Inc.
Market cap $5B · 52 weeks $29 – $58 (34 % below the high) · P/E 103× · 2027 expected P/E 15.6× · Dividend 0.9 % · Next earnings October 29, 2026 · expected EPS $0.49 · Price as of Oct 3 · accounts published Jul 30.
- Valuation: P/B 10.1× (expensive).
- Business: 5-year op. margin 11.5 % (solid).
- Balance sheet: Debt/Equity 5.45 (fragile).
- Earnings: 2 of 8 (disappointing).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 9,8 % (1.5×) $6 (-85 %); at its peers' median (1.1×) $4 (-89 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 5 pass
- Debt / Equity 5.45, fails.
- P/B (Price / Book) 10.1×, fails.
- Dividend growth streak 0 años, fails.
- Op Margin 5y (Combined Ratio proxy) 11.5 %, passes.
- Book Value / Share growth 71.3 %, passes.
Against its peers (reference peers) — Ryan Specialty Holdings, Inc.: P/E 103×; P/B 10.1×; ROE 9.8 %; $4.9B. MGIC Investment Corporation (P/E 8.4×; P/B 1.1×; ROE 14.3 %; $5.8B), Essent Group Ltd. (P/E 8.3×; P/B 1.0×; ROE 12.0 %; $5.8B), First American Financial Corporation (P/E 8.6×; P/B 1.1×; ROE 13.6 %; $6.4B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 10.1× · median 7.2× · minimum 4.0× · maximum 60.6× · cheap below 6.4× · expensive above 9.3×. It has been cheaper than today 82% of the time over its last ten fiscal years.
Dividend
tight · Yield 0.95 % ($0.49 per share in 2025) · 5-year growth -5 % a year · Free cash flow coverage payout 98 % · With $1,000 invested today you'd collect $9.50 a year ($0.79 a month).
Profitability
| Return on Equity | 9.78% |
| Return on Invested Capital | 4.32% |
| Return on Assets | 0.60% |
| Gross Margin | 90.58% |
| Operating Margin | 20.49% |
| Net Margin | 2.08% |
Financial Health
| Debt / Equity | 5.45 |
| Current Ratio | 7.51 |
Price Performance
| 1 month | -9.38% |
| 3 months | -8.02% |
| Year-to-date | -26.44% |
| 1 year | -34.31% |
| 3 years | -22.12% |
| 5 years | +9.20% |
Dividend History
Paid in the last 12 months: $0.5100 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-08-11 | $0.1300 |
| 2026-05-12 | $0.1300 |
| 2026-02-24 | $0.1300 |
| 2025-11-10 | $0.1200 |
| 2025-08-12 | $0.1200 |
| 2025-05-13 | $0.1200 |
| 2025-03-04 | $0.1200 |
| 2024-11-12 | $0.1100 |
| 2024-08-13 | $0.1100 |
| 2024-05-13 | $0.1100 |
Amounts adjusted for stock splits.
Related companies: ACGL · ATCO · BOKF · ESNT · FAF · LNC
Explore sector: Financial Services · Insurance - Brokers
More sections of RYAN: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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