Lakeland Financial Corporation (LKFN) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits.
Price
| Price | $59.94 |
| Market Cap | $1.5B |
| Exchange | NASDAQ |
| Country | US |
Valuation Ratios
| P/E Ratio | 13.81 |
| Price / Book | 1.96 |
| EV / EBITDA | 10.80 |
| Dividend Yield | 3.41% |
Profitability
| Return on Equity | 14.67% |
| Return on Invested Capital | 1.54% |
| Return on Assets | 1.54% |
| Gross Margin | 64.08% |
| Operating Margin | 31.81% |
| Net Margin | 26.04% |
Financial Health
| Debt / Equity | 0.09 |
| Current Ratio | 1.39 |
What to look at in Banking companies
- Efficiency Ratio (<=55%) — Operating expenses / revenue. Top banks below 55%.
- ROA (>=1%) — How much they earn per dollar of assets. ROE misleads in banks due to leverage.
- ROTCE (>=12%) — Return on Tangible Common Equity. Strips goodwill and intangibles.
- Equity / Assets (Tier 1 proxy) (>=8%) — Capital ratio proxy. FMP does not expose regulatory Tier 1 directly.
- P/B (1.0-1.5x) — Classic banking metric. <1x can be opportunity or distress.
- Sustainable dividend yield (>=2%, <8%) — EU banks pay 5-7% normally. >8% is distress signal.
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| LKFN | Lakeland Financial Corporation | $1.5B | 13.81 | 1.96 | 14.7% |
| FRME | First Merchants Corporation | $2.6B | 13.35 | 0.97 | |
| MBIN | Merchants Bancorp | $2.4B | 10.61 | 1.01 | 11.6% |
| SRCE | 1st Source Corporation | $2.1B | 12.44 | 1.60 | 13.4% |
| FCF | First Commonwealth Financial Corporation | $2.2B | 13.15 | 1.40 | 10.8% |
Dividend History
| Date | Amount | Yield |
|---|---|---|
| 2026-07-24 | $0.5200 | 3.47% |
| 2026-04-24 | $0.5200 | 3.47% |
| 2026-01-23 | $0.5200 | 3.47% |
| 2025-10-24 | $0.5000 | 3.34% |
| 2025-07-25 | $0.5000 | 3.34% |
| 2025-04-25 | $0.5000 | 3.34% |
| 2025-01-24 | $0.5000 | 3.34% |
| 2024-10-25 | $0.4800 | 3.20% |
| 2024-07-25 | $0.4800 | 3.20% |
| 2024-04-24 | $0.4800 | 3.20% |
Related companies: FCF · FRME · GABC · LOB · MBIN · NBHC · SRCE
Explore sector: Financial Services · Banks - Regional
More sections of LKFN: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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