Wall Street analyst estimates for Mechanics Bank (MCHB): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Mechanics Bank delivers a comprehensive suite of financial solutions, catering to the diverse needs of individual clients and small to mid-sized businesses. Its foundational offerings include a variety of checking and savings accounts.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-29 | $0.27 | ||
| 2026-07-29 | $0.27 | $0.25 | +8.0% |
| 2026-04-30 | $0.21 | $0.26 | -19.2% |
| 2026-01-30 | $0.56 | $0.26 | +115.4% |
| 2025-10-27 | $0.25 | $-0.03 | +933.3% |
| 2025-07-28 | $-0.16 | $0.05 | -420.0% |
| 2025-04-28 | $-0.15 | $-0.07 | -114.3% |
| 2025-01-27 | $-0.27 | $-0.22 | -22.7% |
Valuation Ratios
| P/E Ratio | 11.92 |
| Price / Book | 1.29 |
| EV / EBITDA | 7.41 |
| Dividend Yield | 10.47% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $578.2M | $550.4M | $301.9M | $352.1M | $401.4M | $364.3M | $703.8M | $779.4M | $589.6M | $1.03B |
| Cost of Revenue | $33.6M | $44.0M | $64.5M | $87.7M | $63.8M | $2.2M | $46.5M | $156.5M | $215.0M | $245.6M |
| Gross Profit | $544.6M | $506.4M | $237.4M | $264.4M | $337.6M | $362.0M | $657.4M | $622.9M | $374.6M | $785.4M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $345.2M | $332.1M | $136.9M | $144.4M | $161.4M | $144.9M | $219.8M | $213.6M | $209.1M | $231.4M |
| Operating Expenses | $453.9M | $440.2M | $209.2M | $215.7M | $235.7M | $215.3M | $355.2M | $345.0M | $338.9M | $465.8M |
| Operating Income | $90.8M | $66.2M | $28.3M | $48.7M | $101.9M | $146.7M | $302.1M | $277.9M | $35.7M | $319.6M |
| EBITDA | $90.8M | $66.2M | $28.3M | $48.7M | $112.6M | $157.7M | $333.8M | $305.9M | $58.5M | $330.2M |
| Interest Expense | $29.5M | $43.2M | $61.5M | $88.2M | $43.4M | $17.2M | $19.8M | $155.7M | $216.5M | $226.0M |
| Pre-tax Income | $90.8M | $66.2M | $28.3M | $48.7M | $101.9M | $146.7M | $302.1M | $277.9M | $35.7M | $319.6M |
| Income Tax | $32.6M | -$2.8M | $2.0M | $8.0M | $21.9M | $31.3M | $85.6M | $76.0M | $6.7M | $53.8M |
| Net Income | $58.2M | $68.9M | $40.0M | $39.1M | $80.0M | $115.4M | $216.6M | $201.9M | $29.0M | $265.7M |
| EPS | $0.24 | $0.26 | $0.15 | $0.15 | $0.35 | $0.55 | $0.98 | $0.91 | $0.13 | $1.22 |
| EPS (Diluted) | $0.23 | $0.25 | $0.15 | $0.15 | $0.35 | $0.55 | $0.98 | $0.91 | $0.13 | $1.21 |
| Shares Outstanding (Diluted) | $24.8M | $27.1M | $27.2M | $25.8M | $23.1M | $21.1M | $19.0M | $18.8M | $212.1M | $218.8M |
Price
| Price | $14.93 |
| Market Cap | $3.3B |
| Exchange | NASDAQ |
| Country | US |
Related companies: CVCY · CVLY · EVBN · FLIC · FRC · PWOD · SBT
Explore sector: Financial Services · Banks - Regional
More sections of MCHB: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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