NCR Atleos Corporation (NATL) Valuation — DCF, Graham & Comparables

NCR Atleos Corporation (NATL) — Price $45.82 (closing price, October 30, 2026) — Technology — Software - Application — NYSE

Latest reported results:

Valuation dashboard for NCR Atleos Corporation (NATL) with P/E 17.90, P/B 7.29, EV/EBITDA 7.5 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.

NCR Atleos Corporation operates as a prominent financial technology firm, specializing in delivering self-service financial solutions. The company serves a diverse global clientele, encompassing financial institutions, merchants, manufacturers, retailers, and individual consumers throughout the United States, the broader Americas, Europe, the Middle East, Africa, and the Asia Pacific region.

What would it be worth at its usual multiples?

Versus its usual multiples: cheap · Current P/E 17.9× · Multiples range: $80.64 · $80.64.

At its sector median (31.5×) $81 (+76 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.

Analysis Summary

NCR Atleos Corporation reported revenue of $4.35B in the most recent fiscal year, growing at a 5-year CAGR of 7.8%. Net income reached $162.0M, with a -3.2% 5-year CAGR.

Trailing-twelve-month margins: gross margin 25.3%, operating margin 11.5%, net margin 4.4%.

At $45.82 (closing price, October 30, 2026), NATL trades at a P/E of 17.90 and an ROE of 49.22%. Market capitalisation stands at $3.4B.

Balance sheet quality for NATL: debt-to-equity ratio of 6.33, current ratio of 1.03 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio17.90
Price / Book7.29
EV / EBITDA7.5
Dividend Yield0.00%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
NATLNCR Atleos Corporation$3.4B17.907.2949.2%
DAVEDave Inc.$4.0B20.5419.3884.4%
BRZEBraze, Inc.$5.2B8.48-18.8%
ALRMAlarm.com Holdings, Inc.$3.2B28.703.7013.9%
NCNOnCino, Inc.$2.4B75.602.553.4%
PTRNPattern Group Inc. Series A Common Stock$2.6B4.55-23.1%
YOUClear Secure, Inc.$4.7B31.0722.4582.4%
PAGSPagSeguro Digital Ltd.$2.2B5.730.8014.6%

Price

Price$45.82 (closing price, October 30, 2026)
Market Cap$3.4B
ExchangeNYSE
CountryUS

Profitability

Return on Equity49.22%
Return on Invested Capital10.90%
Return on Assets3.46%
Gross Margin25.35%
Operating Margin11.45%
Net Margin4.44%

Related companies: DAVE · BRZE · ALRM · NCNO · PTRN · YOU · PAGS

Explore sector: Technology · Software - Application

More sections of NATL: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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