Ownership and insider activity for NBT Bancorp Inc. (NBTB): recent transactions by executives and directors. Track how corporate insiders are trading the stock.
NBT Bancorp Inc., a financial holding company, provides personal and commercial banking, retail banking, and wealth management services in the United States. It operates through Banking, Retirement Plan Administration, and All Other segments.
Price
| Price | $52.19 (closing price, October 30, 2026) |
| Market Cap | $2.7B |
| Exchange | NASDAQ |
| Country | US |
Recent Insider Transactions
| Date | Insider | Type | Shares | Value |
|---|---|---|---|---|
| 2026-10-01 | Boynton Kimberly | |||
| 2026-07-29 | Mahoney Ruth H | S-Sale | 4,500 | $244K |
| 2026-07-29 | Halliday Sarah A | S-Sale | 9,000 | $486K |
| 2026-06-12 | Sparks Martin Randolph | S-Sale | 1,200 | $58K |
| 2026-06-12 | Hoeller Heidi M | S-Sale | 2,100 | $101K |
| 2026-06-09 | WATT JOHN H JR | S-Sale | 21,000 | $996K |
| 2026-06-01 | Trafton Hamblett Tara Flynn | |||
| 2026-06-01 | Sergienko Joseph P | |||
| 2026-06-01 | Sergienko Joseph P | |||
| 2026-06-05 | Mahoney Ruth H | S-Sale | 5,000 | $233K |
Balance Sheet (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Equivalents | $149.2M | $159.7M | $181.0M | $216.8M | $672.7M | $1.27B | $197.3M | $205.2M | $284.1M | $185.2M |
| Short-term Investments | $1.34B | $1.26B | $998.5M | $975.3M | $1.35B | $1.69B | $1.53B | $1.43B | $136.4M | 0 |
| Receivables | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | $52.0M |
| Inventory | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Assets | $1.49B | $1.42B | $1.18B | $1.19B | $2.02B | $2.96B | $1.72B | $1.64B | $420.4M | $237.2M |
| Property, Plant & Equipment | $84.2M | $81.3M | $79.0M | $75.6M | $74.2M | $72.1M | $69.0M | $80.7M | $80.8M | $99.3M |
| Goodwill | $265.4M | $268.0M | $274.8M | $274.8M | $280.5M | $280.5M | $281.2M | $361.9M | $362.7M | $453.3M |
| Intangible Assets | $15.8M | $13.4M | $15.6M | $12.0M | $11.7M | $8.9M | $7.3M | $40.4M | $36.4M | $57.7M |
| Total Assets | $8.87B | $9.14B | $9.56B | $9.72B | $10.93B | $12.01B | $11.74B | $13.31B | $13.79B | $16.00B |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Short-term Debt | $681.7M | $719.1M | $871.7M | $655.3M | $168.4M | $97.8M | $585.0M | $386.7M | $162.9M | $148.1M |
| Total Current Liabilities | $7.66B | $7.89B | $8.24B | $8.24B | $9.25B | $10.33B | $10.08B | $11.36B | $11.71B | $148.1M |
| Long-term Debt | $205.3M | $190.1M | $174.9M | $165.4M | $238.3M | $213.7M | $202.9M | $250.7M | $252.0M | $179.4M |
| Total Liabilities | $7.95B | $8.18B | $8.54B | $8.60B | $9.75B | $10.76B | $10.57B | $11.88B | $12.26B | $14.10B |
| Retained Earnings | $501.8M | $543.7M | $621.2M | $696.2M | $749.1M | $856.2M | $958.4M | $1.02B | $1.10B | $1.20B |
| Total Equity | $913.3M | $958.2M | $1.02B | $1.12B | $1.19B | $1.25B | $1.17B | $1.43B | $1.53B | $1.90B |
| Total Debt | $887.0M | $909.2M | $1.05B | $820.7M | $406.7M | $311.5M | $788.0M | $637.4M | $415.0M | $327.4M |
| Net Debt | -$600.5M | -$506.4M | -$132.8M | -$371.5M | -$1.61B | -$2.64B | -$936.6M | -$998.7M | -$5.4M | $142.3M |
| Working Capital | -$6.17B | -$6.47B | -$7.06B | -$7.05B | -$7.23B | -$7.38B | -$8.36B | -$9.72B | -$11.29B | $89.1M |
Financial Health
| Debt / Equity | 0.24 |
| Current Ratio | 0.52 |
| Piotroski F-Score | 9 |
| Altman Z-Score | 0.29 |
Profitability
| Return on Equity | 11.31% |
| Return on Invested Capital | 1.33% |
| Return on Assets | 1.33% |
| Gross Margin | 76.91% |
| Operating Margin | 29.58% |
| Net Margin | 22.87% |
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Explore sector: Financial Services · Banks - Regional
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