Wall Street analyst estimates for OneMain Holdings, Inc. (OMF): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
OneMain Holdings, Inc. functions as a financial services holding company, primarily engaged in consumer lending and the provision of insurance products. The firm is responsible for originating, assessing, and servicing personal loans, which may be secured by collateral such as automobiles or other titled property, or they may be unsecured.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $5.3B | $5.3B – $5.3B | $6.70 | 9 |
| 2027E | $5.7B | $5.7B – $5.8B | $8.46 | 9 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 22 |
| Hold | 8 |
| Sell | 1 |
| Strong Sell | 0 |
| Total analysts | 31 |
| Avg rating (−2 sell to +2 buy) | 0.68 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-30 | $1.66 | ||
| 2026-07-29 | $1.31 | $1.26 | +4.0% |
| 2026-05-01 | $1.95 | $1.92 | +1.6% |
| 2026-02-05 | $1.59 | $1.55 | +2.6% |
| 2025-10-31 | $1.90 | $1.61 | +18.0% |
| 2025-07-25 | $1.45 | $1.25 | +16.0% |
| 2025-04-29 | $1.72 | $1.57 | +9.6% |
| 2025-01-31 | $1.16 | $1.12 | +3.6% |
Valuation Ratios
| P/E Ratio | 8.70 |
| Price / Book | 1.98 |
| EV / EBITDA | 14.76 |
| Dividend Yield | 7.28% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $3.73B | $3.79B | $4.24B | $4.68B | $4.93B | $4.97B | $5.09B | $5.30B | $5.72B | $6.24B |
| Cost of Revenue | $1.79B | $1.77B | $1.92B | $2.10B | $2.35B | $1.53B | $2.29B | $2.74B | $3.23B | $3.27B |
| Gross Profit | $1.94B | $2.01B | $2.32B | $2.58B | $2.59B | $3.44B | $2.80B | $2.56B | $2.50B | $2.97B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $955.0M | $961.0M | $1.11B | $993.0M | $998.0M | $1.01B | $994.0M | $1.04B | $1.07B | $1.12B |
| Operating Expenses | $1.58B | $1.58B | $1.69B | $1.49B | $1.61B | $1.70B | $1.64B | $1.72B | $1.83B | $1.97B |
| Operating Income | $356.0M | $431.0M | $624.0M | $1.10B | $977.0M | $1.74B | $1.16B | $840.0M | $667.0M | $1.00B |
| EBITDA | $877.0M | $759.0M | $913.0M | $1.37B | $1.24B | $2.00B | $1.42B | $1.10B | $944.0M | $1.29B |
| Interest Expense | $856.0M | $816.0M | $875.0M | $970.0M | $1.03B | $937.0M | $892.0M | $1.02B | $1.19B | $1.27B |
| Pre-tax Income | $356.0M | $431.0M | $624.0M | $1.10B | $977.0M | $1.74B | $1.16B | $840.0M | $667.0M | $1.00B |
| Income Tax | $113.0M | $248.0M | $177.0M | $243.0M | $247.0M | $427.0M | $283.0M | $199.0M | $158.0M | $218.0M |
| Net Income | $215.0M | $183.0M | $447.0M | $855.0M | $730.0M | $1.31B | $872.0M | $641.0M | $509.0M | $783.0M |
| EPS | $1.60 | $1.35 | $3.29 | $6.28 | $5.42 | $9.91 | $7.02 | $5.35 | $4.25 | $6.59 |
| EPS (Diluted) | $1.59 | $1.35 | $3.29 | $6.27 | $5.41 | $9.88 | $7.01 | $5.31 | $4.24 | $6.56 |
| Shares Outstanding (Diluted) | 135.1 M | 135.7 M | 136.0 M | 136.3 M | 134.9 M | 133.1 M | 124.4 M | 120.6 M | 120.1 M | 119.3 M |
Price
| Price | $57.65 (closing price, October 28, 2026) |
| Market Cap | $6.6B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
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