PagSeguro Digital Ltd. (PAGS) Valuation — DCF, Graham & Comparables

PagSeguro Digital Ltd. (PAGS) — Price $7.94 (closing price, October 30, 2026) — Industrials — Specialty Business Services — NYSE

Latest reported results:

Valuation dashboard for PagSeguro Digital Ltd. (PAGS) with P/E 5.73, P/B 0.80, EV/EBITDA 5.97 and dividend yield 9.82%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Industrials companies.

PagSeguro Digital Ltd., together with its subsidiaries, engages in the provision of financial and payment solutions for consumers, individual entrepreneurs, micro-merchants, and small and medium-sized companies in Brazil and internationally.

Analysis Summary

PagSeguro Digital Ltd. reported revenue of 19.36B BRL in the most recent fiscal year, growing at a 5-year CAGR of 23.7%. Net income reached 2.08B BRL, with a 10.0% 5-year CAGR.

Trailing-twelve-month margins: gross margin 51.3%, operating margin 37.8%, net margin 10.9%.

At $7.94 (closing price, October 30, 2026), PAGS trades at a P/E of 5.73 and an ROE of 14.60%. Market capitalisation stands at $2.2B.

Balance sheet quality for PAGS: current ratio of 1.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

P/E Ratio5.73
Price / Book0.80
EV / EBITDA5.97
Dividend Yield9.82%

Valuation Models

DCF Fair Value$56.15
vs Current Price+607.2%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
PAGSPagSeguro Digital Ltd.$2.2B5.730.8014.6%
SPSCSPS Commerce, Inc.$2.9B36.883.198.7%
EEFTEuronet Worldwide, Inc.$2.4B10.272.2222.2%
RUMRumble Inc.$2.3B1.13-29.3%
BRZEBraze, Inc.$5.2B8.48-18.8%
AVPTAvePoint, Inc.$3.6B54.508.2215.7%
BLKBBlackbaud, Inc.$2.4B16.5319.84195.0%
YOUClear Secure, Inc.$4.7B31.0722.4582.4%

Price

Price$7.94 (closing price, October 30, 2026)
Market Cap$2.2B
ExchangeNYSE
CountryBR

Profitability

Return on Equity14.60%
Return on Invested Capital9.64%
Return on Assets2.84%
Gross Margin51.34%
Operating Margin37.77%
Net Margin10.85%

Related companies: SPSC · EEFT · RUM · BRZE · AVPT · BLKB · YOU · BB

Explore sector: Industrials · Specialty Business Services

More sections of PAGS: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

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