Valuation dashboard for Pagaya Technologies Ltd. (PGY) with P/E 14.43, P/B 3.03, EV/EBITDA 19.17 and dividend yield 0.00%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Technology companies.
Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms.
Analysis Summary
Pagaya Technologies Ltd. reported revenue of $1.26B in the most recent fiscal year, growing at a 5-year CAGR of 68.9%. Net income reached $81.4M, with a 41.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 40.6%, operating margin 21.2%, net margin 9.6%.
At the current price of $21.64, PGY trades at a P/E of 14.43 and an ROE of 24.48%. Market capitalisation stands at $1.8B.
Balance sheet quality for PGY: current ratio of 11.1. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 14.43 |
| Price / Book | 3.03 |
| EV / EBITDA | 19.17 |
| Dividend Yield | 0.00% |
Valuation Models
| DCF Fair Value | $-33.30 |
| vs Current Price | -253.9% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| PGY | Pagaya Technologies Ltd. | $1.8B | 14.43 | 3.03 | 24.5% |
| FIVN | Five9, Inc. | $2.5B | 43.45 | 3.17 | 7.5% |
| NTCT | NetScout Systems, Inc. | $2.8B | 23.06 | 1.66 | |
| CSGS | CSG Systems International, Inc. | $2.3B | 35.24 | 7.63 | |
| PAYO | Payoneer Global Inc. | $2.4B | 50.78 | 3.70 |
Price
| Price | $21.64 |
| Market Cap | $1.8B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 24.48% |
| Return on Invested Capital | 17.71% |
| Return on Assets | 7.49% |
| Gross Margin | 40.64% |
| Operating Margin | 21.20% |
| Net Margin | 9.57% |
Related companies: CSGS · CXM · EVCM · EVTC · FIVN · MQ · NTCT
Explore sector: Technology · Software - Infrastructure
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