Wall Street analyst estimates for The PNC Financial Services Group, Inc. (PNC): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
PNC Financial Services Group, Inc. stands as a diversified financial institution operating across the United States. Founded in 1852 and headquartered in Pittsburgh, Pennsylvania, the company maintains an extensive physical footprint, boasting 2,591 branches and 9,502 ATMs. Its Retail Banking division delivers a full spectrum of financial solutions to individual consumers and small businesses.
Consensus price target
$272.53 (+20 % vs price $227.86)
between $240.00 and $305.00 · 10 targets published in the last quarter
Closing price, Oct 30
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $26.4B | $26.2B – $26.5B | $18.99 | 16 |
| 2027E | $27.9B | $27.4B – $28.5B | $21.44 | 17 |
| 2028E | $29.1B | $28.5B – $29.5B | $23.66 | 13 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 23 |
| Hold | 22 |
| Sell | 1 |
| Strong Sell | 0 |
| Total analysts | 46 |
| Avg rating (−2 sell to +2 buy) | 0.48 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-15 | $4.91 | ||
| 2026-07-15 | $4.85 | $4.46 | +8.7% |
| 2026-04-15 | $4.13 | $3.93 | +5.1% |
| 2026-01-16 | $4.88 | $4.23 | +15.4% |
| 2025-10-15 | $4.35 | $4.05 | +7.4% |
| 2025-07-16 | $3.85 | $3.55 | +8.5% |
| 2025-04-15 | $3.51 | $3.38 | +3.8% |
| 2025-01-16 | $3.77 | $3.26 | +15.6% |
Valuation Ratios
| P/E Ratio | 12.13 |
| Price / Book | 1.47 |
| EV / EBITDA | 10.92 |
| Dividend Yield | 3.25% |
Income Statement (10y)
| Year | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.79B | $6.37B | $5.97B | $6.32B | $7.91B | $8.86B | $9.09B | $8.63B | $18.12B | $16.94B | $15.82B | $16.61B | $16.87B | $16.19B | $16.27B | $16.42B | $18.04B | $19.05B | $20.64B | $18.26B | $19.70B | $23.54B | $31.90B | $33.69B | $33.97B |
| Cost of Revenue | $2.78B | $1.28B | $893.0M | $835.0M | $1.60B | $2.49B | $3.51B | $3.96B | $6.93B | $4.42B | $2.65B | $2.08B | $1.50B | $1.18B | $1.30B | $1.69B | $2.15B | $3.27B | $4.57B | $4.54B | -$292.0M | $2.89B | $11.15B | $13.68B | $11.65B |
| Gross Profit | $4.01B | $5.08B | $5.08B | $5.49B | $6.31B | $6.37B | $5.58B | $4.67B | $11.19B | $12.51B | $13.17B | $14.53B | $15.37B | $15.01B | $14.97B | $14.73B | $15.89B | $15.78B | $16.07B | $13.73B | $19.99B | $20.64B | $20.75B | $20.01B | $22.32B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $1.72B | $1.75B | $1.87B | $2.15B | $2.50B | $2.54B | $1.93B | $1.89B | $4.35B | $4.17B | $4.21B | $4.90B | $4.99B | $4.86B | $5.08B | $5.12B | $5.51B | $5.76B | $5.95B | $5.91B | $7.46B | $7.60B | $7.78B | $7.66B | $8.16B |
| Operating Expenses | $3.45B | $3.26B | $3.51B | $3.71B | $4.31B | $2.37B | $3.65B | $3.57B | $7.96B | $8.45B | $9.11B | $10.49B | $9.68B | $9.39B | $9.46B | $9.48B | $10.40B | $10.30B | $10.57B | $10.30B | $13.00B | $13.17B | $14.01B | $12.77B | $13.83B |
| Operating Income | $564.0M | $1.82B | $1.57B | $1.78B | $2.00B | $4.00B | $1.92B | $1.09B | $3.23B | $4.06B | $4.07B | $4.04B | $5.69B | $5.61B | $5.51B | $5.25B | $5.49B | $5.49B | $5.49B | $3.43B | $6.99B | $7.47B | $6.74B | $7.24B | $8.49B |
| EBITDA | $824.0M | $2.06B | $1.86B | $2.08B | $2.38B | $4.35B | $2.31B | $1.56B | $4.20B | $5.12B | $5.21B | $5.20B | $6.83B | $6.60B | $6.59B | $6.45B | $6.61B | $6.62B | $6.81B | $4.93B | $8.76B | $8.12B | $6.95B | $7.50B | $8.87B |
| Interest Expense | $1.88B | $975.0M | $716.0M | $783.0M | $1.58B | $2.37B | $3.20B | $2.45B | $3.00B | $1.92B | $1.49B | $1.09B | $860.0M | $906.0M | $1.04B | $1.26B | $1.71B | $2.86B | $3.80B | $1.36B | $487.0M | $2.42B | $10.39B | $12.88B | $10.90B |
| Pre-tax Income | $564.0M | $1.82B | $1.57B | $1.78B | $2.00B | $4.00B | $1.92B | $1.09B | $3.23B | $4.06B | $4.07B | $4.04B | $5.69B | $5.61B | $5.51B | $5.25B | $5.49B | $5.49B | $5.49B | $3.43B | $6.99B | $7.47B | $6.74B | $7.24B | $8.49B |
| Income Tax | $187.0M | $621.0M | $539.0M | $538.0M | $604.0M | $1.36B | $561.0M | $298.0M | $867.0M | $1.04B | $998.0M | $1.04B | $1.48B | $1.41B | $1.36B | $1.27B | $102.0M | $928.0M | $901.0M | $426.0M | $1.26B | $1.36B | $1.09B | $1.29B | $1.49B |
| Net Income | $372.0M | $1.18B | $1.00B | $1.20B | $1.32B | $2.60B | $1.47B | $882.0M | $2.45B | $3.41B | $3.06B | $3.00B | $4.20B | $4.18B | $4.11B | $3.90B | $5.34B | $5.30B | $5.37B | $7.52B | $5.67B | $6.04B | $5.58B | $5.89B | $6.94B |
| EPS | $1.27 | $4.18 | $3.58 | $4.25 | $4.63 | $8.89 | $4.40 | $2.50 | $4.40 | $5.80 | $5.70 | $5.36 | $7.48 | $7.44 | $7.52 | $7.42 | $10.49 | $10.79 | $11.43 | $6.36 | $12.71 | $13.86 | $12.80 | $13.76 | $16.62 |
| EPS (Diluted) | $1.26 | $4.15 | $3.55 | $4.21 | $4.55 | $8.73 | $4.32 | $2.46 | $4.36 | $5.74 | $5.64 | $5.30 | $7.39 | $7.30 | $7.39 | $7.30 | $10.36 | $10.71 | $11.39 | $6.36 | $12.70 | $13.85 | $12.79 | $13.74 | $16.59 |
| Shares Outstanding (Diluted) | 284.9 M | 285.0 M | 281.0 M | 284.0 M | 290.0 M | 297.0 M | 335.0 M | 347.0 M | 455.0 M | 520.0 M | 526.0 M | 529.0 M | 532.0 M | 537.0 M | 521.0 M | 500.0 M | 486.0 M | 470.0 M | 448.0 M | 427.0 M | 426.0 M | 412.0 M | 401.0 M | 400.0 M | 394.0 M |
Price
| Price | $227.86 (closing price, October 30, 2026) |
| Market Cap | $90.5B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of PNC: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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