Prudential plc (PUK) is a publicly traded company in the Financial Services — Insurance - Life industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Prudential plc, operating through its various subsidiaries, delivers a diverse array of financial solutions to individuals across Asia and Africa, encompassing life and health coverage, retirement planning, and comprehensive asset management services. Its product portfolio includes extensive health and protection plans, along with various savings instruments such as participating, unit-linked, and conventional policies.
Is Prudential plc stock overvalued or undervalued in 2026?
Prudential plc (PUK) trades at 8.7× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE 18.3 % (2.0×) $32 (+28 %); at its peers' median (2.1×) $33 (+32 %).
Kaplio overview: Prudential plc
Market cap $30B · 52 weeks $24 – $34 (25 % below the high) · P/E 8.7× · 2027 expected P/E 8.8× · Dividend 0.02 % · Next earnings March 24, 2027 · expected EPS $1.33 · Closing price, Oct 30 · accounts published Aug 26.
- Valuation: P/B 1.6× (justified).
- Business: 5-year op. margin 14.9 % (solid).
- Balance sheet: Debt/Equity 0.30 (passes, near the threshold).
- Earnings: 5 of 8 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROE 18.3 % (2.0×) $32 (+28 %); at its peers' median (2.1×) $33 (+32 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 3 of 5 pass
- Book Value / Share growth −13.5 %, fails.
- Dividend growth streak 1 años, fails.
- Op Margin 5y (Combined Ratio proxy) 14.9 %, passes.
- Debt / Equity 0.30, passes, near the threshold.
- P/B (Price / Book) 1.6×, passes.
Against its peers (reference peers) — Prudential plc: P/E 8.7×; P/B 1.6×; ROE 18.2 %; $30.2B. Aflac Incorporated (P/E 13.3×; P/B 2.1×; ROE 16.4 %; $62.1B), MetLife, Inc. (P/E 19.2×; P/B 2.4×; ROE 12.9 %; $63.6B), Manulife Financial Corporation (P/E 16.8×; P/B 1.9×; ROE 13.0 %; $74.1B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 1.6× · median 1.8× · minimum 0.6× · maximum 3.8× · cheap below 1.1× · expensive above 2.5×. It has been cheaper than today only 42% of the time over its last ten fiscal years.
Dividend
token · Yield 0.02 % ($0.46 per share in 2025) · Years raising it 1 · 5-year growth -18 % a year · Free cash flow coverage payout 15 % · With $1,000 invested today you'd collect $0.20 a year ($0.02 a month).
Profitability
| Return on Equity | 18.25% |
| Return on Invested Capital | 1.67% |
| Return on Assets | 1.62% |
| Gross Margin | 71.22% |
| Operating Margin | 15.32% |
| Net Margin | 12.15% |
Financial Health
| Debt / Equity | 0.30 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 7 |
| Altman Z-Score | 0.50 |
Price Performance
| 1 month | -0.04% |
| 3 months | -18.37% |
| Year-to-date | -20.63% |
| 1 year | -11.34% |
| 3 years | +17.45% |
| 5 years | -40.72% |
| 10 years | -22.47% |
Dividend History
Paid in the last 12 months: $0.5554 per share in 2 payments.
| Date | Amount |
|---|---|
| 2026-09-11 | $0.1776 |
| 2026-03-27 | $0.3778 |
| 2025-09-05 | $0.1542 |
| 2025-03-28 | $0.3258 |
| 2024-09-06 | $0.1368 |
| 2024-04-01 | $0.2842 |
| 2023-09-07 | $0.1252 |
| 2023-03-23 | $0.2608 |
| 2022-08-18 | $0.1148 |
| 2022-03-24 | $0.2372 |
Amounts adjusted for stock splits.
Related companies: MFC · AFL · MET · MFC-PC.TO · 0V5H.L · MFC.TO · MFC-PM.TO · MFC-PB.TO
Explore sector: Financial Services · Insurance - Life
More sections of PUK: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks