Wall Street analyst estimates for PayPal Holdings, Inc. (PYPL): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy.
Consensus price target
$56.56 (+0 % vs price $56.55)
between $45.00 and $70.00 · 20 targets published in the last quarter
Closing price, Oct 28
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $34.6B | $34.1B – $34.9B | $5.52 | 24 |
| 2027E | $36.0B | $35.4B – $36.7B | $5.87 | 26 |
| 2028E | $37.7B | $36.2B – $39.3B | $6.38 | 18 |
Figures in USD · consensus as of October 28, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 25 |
| Hold | 42 |
| Sell | 3 |
| Strong Sell | 0 |
| Total analysts | 70 |
| Avg rating (−2 sell to +2 buy) | 0.31 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-02-02 | $1.37 | ||
| 2026-10-27 | $1.45 | $1.31 | +10.7% |
| 2026-07-28 | $1.38 | $1.28 | +7.8% |
| 2026-05-05 | $1.34 | $1.28 | +4.7% |
| 2026-02-03 | $1.23 | $1.29 | -4.7% |
| 2025-10-28 | $1.34 | $1.20 | +11.7% |
| 2025-07-29 | $1.40 | $1.30 | +7.7% |
| 2025-04-29 | $1.33 | $1.16 | +14.7% |
Valuation Ratios
| P/E Ratio | 10.79 |
| Price / Book | 2.46 |
| EV / EBITDA | 7.32 |
| Dividend Yield | 0.99% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $10.84B | $13.09B | $15.45B | $17.77B | $21.45B | $25.37B | $27.52B | $29.77B | $31.80B | $33.17B |
| Cost of Revenue | $4.43B | $5.43B | $6.86B | $8.17B | $9.68B | $11.38B | $13.74B | $16.07B | $17.14B | $17.71B |
| Gross Profit | $6.41B | $7.66B | $8.60B | $9.60B | $11.78B | $14.00B | $13.77B | $13.70B | $14.66B | $15.46B |
| Research & Development | $834.0M | $953.0M | $1.07B | $2.08B | $2.64B | $3.04B | $3.25B | $2.97B | $2.98B | $3.10B |
| Selling, General & Admin | $2.00B | $2.40B | $2.85B | $3.11B | $3.93B | $4.56B | $4.36B | $3.87B | $4.15B | $4.26B |
| Operating Expenses | $4.82B | $5.54B | $6.40B | $6.88B | $8.49B | $9.73B | $9.94B | $8.68B | $9.33B | $9.40B |
| Operating Income | $1.59B | $2.13B | $2.19B | $2.72B | $3.29B | $4.26B | $3.84B | $5.03B | $5.33B | $6.07B |
| EBITDA | $2.36B | $3.01B | $3.23B | $4.03B | $6.46B | $5.60B | $4.99B | $6.83B | $6.74B | $7.70B |
| Interest Expense | 0 | $7.0M | $77.0M | $115.0M | $209.0M | $232.0M | $304.0M | $347.0M | $382.0M | $441.0M |
| Pre-tax Income | $1.63B | $2.20B | $2.38B | $3.00B | $5.07B | $4.10B | $3.37B | $5.41B | $5.33B | $6.29B |
| Income Tax | $230.0M | $405.0M | $319.0M | $539.0M | $863.0M | -$70.0M | $947.0M | $1.17B | $1.18B | $1.06B |
| Net Income | $1.40B | $1.79B | $2.06B | $2.46B | $4.20B | $4.17B | $2.42B | $4.25B | $4.15B | $5.23B |
| EPS | $1.16 | $1.49 | $1.74 | $2.09 | $3.58 | $3.55 | $2.10 | $3.85 | $4.03 | $5.46 |
| EPS (Diluted) | $1.15 | $1.47 | $1.71 | $2.07 | $3.54 | $3.52 | $2.09 | $3.84 | $3.99 | $5.41 |
| Shares Outstanding (Diluted) | 1,218.0 M | 1,221.0 M | 1,203.0 M | 1,188.0 M | 1,187.0 M | 1,186.0 M | 1,158.0 M | 1,107.0 M | 1,039.0 M | 968.0 M |
Price
| Price | $56.55 (closing price, October 28, 2026) |
| Market Cap | $48.4B |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Financial - Credit Services
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