Wall Street analyst estimates for Q2 Holdings, Inc. (QTWO): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Q2 Holdings, Inc. provides a comprehensive array of cloud-based digital banking platforms, primarily serving regional and community financial institutions (RCFIs) across the United States. Its extensive product lineup covers various facets of digital finance. For consumers, the company offers Q2 Consumer Banking, a browser-accessible solution featuring fully branded digital banking capabilities.
Consensus price target
$79.00 (+6% vs price $74.47)
between $73.00 and $85.00 · 8 targets published in the last quarter
Closing price, Nov 4
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $890M | $886M – $893M | $2.80 | 9 |
| 2027E | $980M | $978M – $985M | $3.47 | 10 |
| 2028E | $1.1B | $1.1B – $1.1B | $4.06 | 9 |
Figures in USD · consensus as of November 5, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 25 |
| Hold | 7 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 32 |
| Avg rating (−2 sell to +2 buy) | 0.78 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-02-10 | $0.73 | ||
| 2026-10-28 | $0.74 | $0.71 | +3.5% |
| 2026-07-29 | $0.70 | $0.68 | +2.5% |
| 2026-04-29 | $0.63 | $0.71 | -11.3% |
| 2026-02-11 | $0.61 | $0.59 | +3.4% |
| 2025-11-05 | $0.57 | $0.55 | +3.6% |
| 2025-07-30 | $0.50 | $0.51 | -2.0% |
| 2025-05-07 | $0.54 | $0.48 | +12.5% |
Valuation Ratios
| P/E Ratio | 44.07 |
| Price / Book | 7.04 |
| Dividend Yield | 0.00% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $150.2M | $194.0M | $241.1M | $315.5M | $402.8M | $498.7M | $565.7M | $624.6M | $696.5M | $794.8M |
| Cost of Revenue | $77.4M | $99.5M | $121.9M | $162.5M | $228.2M | $273.7M | $309.3M | $322.0M | $342.0M | $365.2M |
| Gross Profit | $72.8M | $94.5M | $119.2M | $153.0M | $174.6M | $225.0M | $256.3M | $302.7M | $354.5M | $429.6M |
| Research & Development | $32.5M | $40.3M | $51.3M | $76.3M | $97.4M | $117.0M | $130.1M | $137.3M | $143.2M | $154.3M |
| Selling, General & Admin | $68.3M | $78.3M | $93.8M | $121.1M | $145.4M | $163.5M | $198.4M | $219.7M | $228.9M | $231.4M |
| Operating Expenses | $102.2M | $120.2M | $146.9M | $203.7M | $274.4M | $303.0M | $361.1M | $388.7M | $396.7M | $384.0M |
| Operating Income | -$35.7M | -$26.9M | -$31.9M | -$50.7M | -$99.8M | -$78.0M | -$104.8M | -$86.1M | -$42.3M | $45.6M |
| EBITDA | -$23.2M | -$11.4M | -$12.2M | -$34.6M | -$55.7M | -$23.2M | -$37.7M | $15.6M | $42.9M | $113.6M |
| Interest Expense | $567,000 | $124,000 | $10.2M | $20.3M | $28.6M | $33.1M | $6.7M | $5.7M | $4.9M | $5.4M |
| Pre-tax Income | -$35.9M | -$26.5M | -$39.2M | -$83.4M | -$136.2M | -$111.1M | -$106.1M | -$61.8M | -$30.9M | $54.7M |
| Income Tax | $427,000 | -$314,000 | -$3.8M | -$12.5M | $1.4M | $1.6M | $2.9M | $3.6M | $7.7M | $2.7M |
| Net Income | -$36.4M | -$26.2M | -$35.4M | -$70.9M | -$137.6M | -$112.7M | -$109.0M | -$65.4M | -$38.5M | $52.0M |
| EPS | -$0.92 | -$0.63 | -$0.83 | -$1.53 | -$2.65 | -$2.00 | -$1.90 | -$1.12 | -$0.64 | $0.84 |
| EPS (Diluted) | -$0.92 | -$0.63 | -$0.83 | -$1.53 | -$2.65 | -$2.00 | -$1.90 | -$1.12 | -$0.64 | $0.80 |
| Shares Outstanding (Diluted) | 39.6 M | 41.2 M | 42.8 M | 46.2 M | 52.0 M | 56.4 M | 57.3 M | 58.4 M | 60.1 M | 65.1 M |
Price
| Price | $74.47 (closing price, November 4, 2026) |
| Market Cap | $4.6B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Technology · Software - Application
More sections of QTWO: Overview · Financials · Valuation · Technical · Ownership
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