Valuation dashboard for Reinsurance Group of America, Incorporated (RGA) with P/E 11.58, P/B 1.27, EV/EBITDA 7.68 and dividend yield 1.43%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Reinsurance Group of America, Inc. (RGA) primarily operates within the reinsurance sector. The company delivers a comprehensive portfolio of life and health reinsurance products, spanning both individual and group coverages. These include diverse life insurance options such as term, credit, universal, whole, and joint/last survivor policies, in addition to critical illness, disability, and longevity products.
Analysis Summary
Reinsurance Group of America, Incorporated reported revenue of $22.79B in the most recent fiscal year, growing at a 5-year CAGR of 9.3%. Net income reached $1.18B, with a 23.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 25.2%, operating margin 7.3%, net margin 5.9%.
At $263.45 (closing price, October 29, 2026), RGA trades at a P/E of 11.58 and an ROE of 11.29%. Market capitalisation stands at $17.2B, placing it among large-cap names.
Balance sheet quality for RGA: current ratio of 0.0. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 11.58 |
| Price / Book | 1.27 |
| EV / EBITDA | 7.68 |
| Dividend Yield | 1.43% |
Valuation Models
| DCF Fair Value | $441.44 |
| vs Current Price | +67.6% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| RGA | Reinsurance Group of America, Incorporated | $17.2B | 11.58 | 1.27 | 11.3% |
| EG | Everest Group, Ltd. | $15.4B | 8.53 | 1.06 | 12.5% |
| RNR | RenaissanceRe Holdings Ltd. | $14.1B | 9.66 | 1.20 | 14.8% |
| HG | Hamilton Insurance Group, Ltd. | $3.4B | 5.98 | 1.15 | 21.2% |
| SPNT | SiriusPoint Ltd. | $3.0B | 6.47 | 1.31 | 21.8% |
Price
| Price | $263.45 (closing price, October 29, 2026) |
| Market Cap | $17.2B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 11.29% |
| Return on Invested Capital | 0.90% |
| Return on Assets | 0.90% |
| Gross Margin | 25.18% |
| Operating Margin | 7.31% |
| Net Margin | 5.87% |
Related companies: EG · RNR · HG · SPNT
Explore sector: Financial Services · Insurance - Reinsurance
More sections of RGA: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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