Valuation dashboard for Shinhan Financial Group Co., Ltd. (SHG) with P/E 7.66, P/B 0.72, EV/EBITDA 15.32 and dividend yield 3.29%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Shinhan Financial Group Co., Ltd. is a prominent financial services provider that operates both within South Korea and globally. The company's diverse activities are organized into six primary divisions: Banking, Credit Card services, Securities, Life Insurance, Credit, and other specialized financial offerings. For individual clients, Shinhan offers a comprehensive suite of retail banking solutions.
Analysis Summary
Shinhan Financial Group Co., Ltd. reported revenue of 34.69T KRW in the most recent fiscal year, growing at a 5-year CAGR of 6.2%. Net income reached 4.97T KRW, with a 7.8% 5-year CAGR.
Trailing-twelve-month margins: gross margin 55.3%, operating margin 29.8%, net margin 18.9%.
At $65.59 (closing price, October 30, 2026), SHG trades at a P/E of 7.66 and an ROE of 9.51%. Market capitalisation stands at $30.4B, placing it among large-cap names.
Balance sheet quality for SHG: current ratio of 0.4. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 7.66 |
| Price / Book | 0.72 |
| EV / EBITDA | 15.32 |
| Dividend Yield | 3.29% |
Valuation Models
| DCF Fair Value | $4.05 |
| vs Current Price | -93.8% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| SHG | Shinhan Financial Group Co., Ltd. | $30.4B | 7.66 | 0.72 | 9.5% |
| BAC | Bank of America Corporation | $346.2B | 11.94 | 1.21 | 10.7% |
| HSBC | HSBC Holdings plc | $292.7B | 12.29 | 1.44 | 14.2% |
| C | Citigroup Inc. | $205.7B | 11.96 | 0.98 | 9.2% |
| UBS | UBS Group AG | $146.0B | 16.85 | 1.70 | 10.5% |
| MFG | Mizuho Financial Group, Inc. | $116.6B | 13.82 | 1.64 | 12.3% |
| BSBR | Banco Santander (Brasil) S.A. | $33.0B | 29.20 | 1.39 | 10.1% |
| KB | KB Financial Group Inc. | $39.8B | 8.57 | 0.91 | 11.1% |
Price
| Price | $65.59 (closing price, October 30, 2026) |
| Market Cap | $30.4B |
| Exchange | NYSE |
| Country | KR |
Profitability
| Return on Equity | 9.51% |
| Return on Invested Capital | 1.33% |
| Return on Assets | 0.66% |
| Gross Margin | 55.32% |
| Operating Margin | 29.82% |
| Net Margin | 18.88% |
Related companies: BAC · HSBC · C · UBS · MFG · BSBR · KB · NWG
Explore sector: Financial Services · Banks - Regional
More sections of SHG: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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