Sentage Holdings Inc. (SNTG) is a publicly traded company in the Financial Services — Financial - Credit Services industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Sentage Holdings Inc. functions as a provider of various financial solutions. Within the Chinese market, its core operations encompass overseeing the management of consumer loan repayments and debt collection, offering loan advisory services, and operating a prepaid payment system. The company was founded in 2019 and is headquartered in Shanghai, People's Republic of China.
Analysis Summary
Sentage Holdings Inc. reported revenue of $68909 in the most recent fiscal year, growing at a 5-year CAGR of -54.7%.
Trailing-twelve-month margins: gross margin -225.0%, operating margin -33.0%, net margin -33.1%.
At the current price of $1.74, SNTG has negative trailing earnings (P/E not meaningful) and an ROE of -26.33%. Market capitalisation stands at $5M.
Balance sheet quality for SNTG: current ratio of 9.4, net debt of $1.3M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Price
| Price | $1.74 |
| Market Cap | $5M |
| Exchange | NASDAQ |
| Country | CN |
Valuation Ratios
| Price / Book | 0.62 |
| EV / EBITDA | -2.78 |
| Dividend Yield | 0.00% |
Profitability
| Return on Equity | -26.33% |
| Return on Invested Capital | -23.03% |
| Return on Assets | -23.05% |
| Gross Margin | -225.00% |
| Operating Margin | -3301.30% |
| Net Margin | -3305.24% |
Financial Health
| Debt / Equity | 0.22 |
| Current Ratio | 9.36 |
| Piotroski F-Score | 3 |
| Altman Z-Score | -5.84 |
What to look at in Financial Services
Asset managers, brokers, fintech, exchanges. They are not banks — look at AUM, fees and FCF quality.
- 5y revenue growth — Without growth, there is no long-term value creation
- Operating margin — Good asset managers have >30% margins thanks to scalability
- ROE — Quality financial services have a consistent ROE >15%
- FCF / Net Income — Earnings quality — >90% expected in capital-light businesses
- Debt / Equity — Fintech and brokers with high D/E are time bombs in crises
- P/E vs own 5y — Asset managers have stable multiples in well-known ranges
- Dividend yield + buybacks — These businesses return a lot of capital — look at total yield (div + buybacks)
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| SNTG | Sentage Holdings Inc. | $5M | 0.62 | -26.3% | |
| V | Visa Inc. | $692.5B | 31.40 | 20.10 | 61.3% |
| 0R2Z.L | Mastercard Incorporated | $512.8B | |||
| MA | Mastercard Incorporated | $497.9B | 31.40 | 89.89 | 193.5% |
| AXP | American Express Company | $211.0B | 19.13 | 6.24 | 34.1% |
| 0HT4.L | Capital One Financial Corporation | $127.2B | 57.22 | 1.10 | 2.2% |
| COF | Capital One Financial Corporation | $124.7B | 12.28 | 1.08 | 9.3% |
| 0R3C.L | American Express Company | $112.9B | 19.67 | 6.42 | 34.1% |
Price Performance
| 1 month | -3.87% |
| 3 months | -23.01% |
| Year-to-date | -7.94% |
| 1 year | -38.95% |
| 3 years | -2.25% |
| 5 years | -86.08% |
52-Week Range
| 52-week High | $4.08 |
| 52-week Low | $1.58 |
| Avg Volume (90d) | 129K |
Related companies: AMTD · APLM · BSLK · CIIT · HVII · HVMCW · PAPL
Explore sector: Financial Services · Financial - Credit Services
More sections of SNTG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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