Wall Street analyst estimates for Truist Financial Corporation (TFC): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Truist Financial Corporation operates as a diversified financial holding company, providing an extensive array of banking and trust services throughout the Southeastern and Mid-Atlantic regions of the United States. Its business activities are structured across three main segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings.
Consensus price target
$53.14 (+9 % vs price $48.79)
between $50.00 and $56.00 · 5 targets published in the last quarter
Closing price, Oct 30
A twelve-month target is not a fair value: compare it with the range in the Valuation tab.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2026E | $21.2B | $19.9B – $21.5B | $4.11 | 12 |
| 2027E | $21.4B | $20.9B – $22.0B | $4.91 | 14 |
| 2028E | $22.3B | $22.1B – $22.6B | $5.46 | 13 |
Figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 0 |
| Buy | 27 |
| Hold | 24 |
| Sell | 3 |
| Strong Sell | 0 |
| Total analysts | 54 |
| Avg rating (−2 sell to +2 buy) | 0.44 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-20 | $1.22 | ||
| 2026-10-16 | $1.16 | $1.14 | +1.8% |
| 2026-07-17 | $1.23 | $1.08 | +13.9% |
| 2026-04-17 | $1.09 | $1.00 | +9.3% |
| 2026-01-21 | $1.00 | $1.09 | -8.3% |
| 2025-10-17 | $1.04 | $0.99 | +4.5% |
| 2025-07-18 | $0.91 | $0.92 | -1.4% |
| 2025-04-17 | $0.87 | $0.87 | -0.3% |
Valuation Ratios
| P/E Ratio | 12.57 |
| Price / Book | 0.96 |
| Dividend Yield | 4.26% |
Income Statement (10y)
| Year | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $6.23B | $6.13B | $6.24B | $6.67B | $7.83B | $9.38B | $10.65B | $10.32B | $10.78B | $11.19B | $10.29B | $11.05B | $10.80B | $10.34B | $10.62B | $11.54B | $12.16B | $13.00B | $14.66B | $24.43B | $23.06B | $22.29B | $29.95B | $24.25B | $30.44B |
| Cost of Revenue | $2.64B | $1.95B | $1.52B | $1.45B | $2.20B | $3.42B | $4.46B | $4.41B | $4.85B | $4.43B | $2.57B | $2.12B | $1.48B | $1.02B | $1.16B | $1.32B | $1.39B | $2.00B | $2.71B | $4.06B | -$45.0M | $3.10B | $12.04B | $12.85B | $11.50B |
| Gross Profit | $3.59B | $4.18B | $4.72B | $5.22B | $5.63B | $5.96B | $6.19B | $5.91B | $5.93B | $6.75B | $7.72B | $8.94B | $9.32B | $9.32B | $9.46B | $10.22B | $10.77B | $10.99B | $11.95B | $20.37B | $23.11B | $19.20B | $17.91B | $11.41B | $18.94B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $1.21B | $1.30B | $1.51B | $1.63B | $1.78B | $2.08B | $2.09B | $2.20B | $2.50B | $2.73B | $3.02B | $3.44B | $3.59B | $3.52B | $3.72B | $4.03B | $4.32B | $4.42B | $4.97B | $8.42B | $8.93B | $6.88B | $6.78B | $6.77B | $8.01B |
| Operating Expenses | $2.23B | $2.39B | $3.11B | $2.90B | $3.16B | $3.48B | $3.60B | $3.83B | $4.89B | $5.79B | $6.09B | $6.15B | $6.04B | $6.20B | $6.54B | $6.72B | $7.44B | $6.93B | $7.93B | $14.90B | $15.12B | $12.17B | $18.68B | $12.01B | $12.59B |
| Operating Income | $1.36B | $1.79B | $1.62B | $2.32B | $2.47B | $2.47B | $2.58B | $2.08B | $1.04B | $969.0M | $1.63B | $2.79B | $3.28B | $3.13B | $2.92B | $3.50B | $3.33B | $4.06B | $4.02B | $5.47B | $7.99B | $7.03B | -$765.0M | -$601.0M | $6.35B |
| EBITDA | $1.60B | $1.95B | $1.82B | $2.59B | $2.77B | $2.77B | $2.87B | $2.38B | $1.38B | $1.35B | $1.99B | $3.18B | $3.70B | $3.55B | $3.38B | $4.05B | $3.88B | $4.62B | $4.65B | $7.08B | $9.38B | $8.39B | $450.0M | $378.0M | $7.19B |
| Interest Expense | $2.42B | $1.69B | $1.27B | $1.20B | $1.98B | $3.19B | $4.01B | $2.97B | $2.04B | $1.79B | $1.38B | $1.06B | $891.0M | $768.0M | $735.0M | $745.0M | $839.0M | $1.44B | $2.10B | $1.72B | $768.0M | $2.32B | $9.93B | $10.97B | $10.12B |
| Pre-tax Income | $1.36B | $1.79B | $1.62B | $2.32B | $2.47B | $2.47B | $2.58B | $2.08B | $1.04B | $969.0M | $1.63B | $2.79B | $3.28B | $3.13B | $2.92B | $3.50B | $3.33B | $4.06B | $4.02B | $5.47B | $7.99B | $7.03B | -$765.0M | -$601.0M | $6.35B |
| Income Tax | $386.8M | $497.5M | $552.1M | $764.0M | $813.0M | $945.0M | $836.0M | $550.0M | $159.0M | $115.0M | $296.0M | $764.0M | $1.55B | $921.0M | $794.0M | $1.06B | $911.0M | $803.0M | $782.0M | $981.0M | $1.56B | $1.25B | $738.0M | -$556.0M | $1.04B |
| Net Income | $973.6M | $1.30B | $1.06B | $1.56B | $1.65B | $1.53B | $1.73B | $1.52B | $853.0M | $816.0M | $1.29B | $1.98B | $1.68B | $2.13B | $2.08B | $2.43B | $2.39B | $3.24B | $3.22B | $4.48B | $6.44B | $6.26B | -$1.09B | $4.82B | $5.31B |
| EPS | $2.15 | $2.75 | $2.09 | $2.82 | $3.02 | $2.84 | $3.17 | $2.73 | $1.16 | $1.18 | $1.85 | $2.74 | $2.22 | $2.79 | $2.59 | $2.81 | $2.78 | $3.96 | $3.76 | $3.11 | $4.51 | $4.46 | -$1.09 | $3.36 | $3.86 |
| EPS (Diluted) | $2.12 | $2.72 | $2.07 | $2.80 | $3.00 | $2.81 | $3.14 | $2.71 | $1.15 | $1.16 | $1.83 | $2.70 | $2.19 | $2.75 | $2.56 | $2.77 | $2.74 | $3.91 | $3.71 | $3.08 | $4.47 | $4.43 | -$1.09 | $3.36 | $3.82 |
| Shares Outstanding (Diluted) | 459.3 M | 478.8 M | 514.1 M | 556.0 M | 551.4 M | 543.9 M | 551.8 M | 552.5 M | 635.6 M | 701.0 M | 705.2 M | 708.9 M | 714.4 M | 728.4 M | 757.8 M | 814.9 M | 811.0 M | 783.5 M | 815.2 M | 1,358.3 M | 1,349.4 M | 1,338.5 M | 1,332.0 M | 1,331.1 M | 1,285.1 M |
Price
| Price | $48.79 (closing price, October 30, 2026) |
| Market Cap | $58.5B |
| Exchange | NYSE |
| Country | US |
Related companies: FITB · HBAN · ZION · PNFP · PNC · USB · MTB · CFG
Explore sector: Financial Services · Banks - Regional
More sections of TFC: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks