Technical analysis of Upstart Holdings, Inc. (UPST): price and volume charts, candlestick patterns, moving averages (SMA, EMA), RSI, MACD, ADX and Bollinger Bands. Identify momentum, trend direction and potential entry/exit zones.
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc.
Price Performance
| 1 month | +4.32% |
| 3 months | -12.03% |
| Year-to-date | -44.80% |
| 1 year | -50.48% |
| 3 years | +3.52% |
| 5 years | -92.50% |
52-Week Range
| 52-week High | $53.18 |
| 52-week Low | $22.21 |
| Avg Volume (90d) | 4.2M |
Technical Indicators
| SMA 50 | $25.56 |
| SMA 200 | $30.10 |
| Beta | 2.16 |
| 30-day Volatility (annualised) | 47.3% |
| Price vs SMA 50 | -5.6% |
| Price vs SMA 200 | -19.8% |
Monthly Close (12 months)
| Month | Close | Change |
|---|
| 2025-12 | $43.73 | |
| 2026-01 | $39.25 | -10.2% |
| 2026-02 | $27.23 | -30.6% |
| 2026-03 | $25.65 | -5.8% |
| 2026-04 | $31.58 | +23.1% |
| 2026-05 | $33.79 | +7.0% |
| 2026-06 | $35.43 | +4.9% |
| 2026-07 | $27.44 | -22.6% |
| 2026-07 | $27.44 | +0.0% |
| 2026-08 | $28.68 | +4.5% |
| 2026-09 | $22.99 | -19.8% |
| 2026-10 | $24.14 | +5.0% |
Upcoming Earnings
| Date | EPS Est. | Revenue Est. |
|---|
| 2026-11-03 | $0.21 | $365M |
| 2026-08-04 | $0.18 | $355M |
| 2026-05-05 | $0.39 | $301M |
| 2026-02-10 | $0.47 | $288M |
| 2025-11-04 | $0.42 | $289M |
| 2025-08-05 | $0.27 | $281M |
| 2025-05-06 | $0.19 | $201M |
Price
| Price | $24.14 (closing price, October 28, 2026) |
| Market Cap | $2.3B |
| Exchange | NASDAQ |
| Country | US |
Valuation Ratios
| P/E Ratio | 47.20 |
| Price / Book | 2.87 |
| EV / EBITDA | 44.43 |
| Dividend Yield | 0.00% |
Financial Health
| Debt / Equity | 2.54 |
| Current Ratio | 14.10 |
| Piotroski F-Score | 5 |
| Altman Z-Score | 1.73 |