UWM Holdings Corporation (UWMC) is a publicly traded company in the Financial Services — Financial - Mortgages industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
UWM Holdings Corporation is a U.S.-based enterprise specializing in the provision of residential mortgage financing. The company originates home loans predominantly through a wholesale distribution model, with its offerings primarily consisting of conforming and government-backed mortgages. Established in 1986, its corporate headquarters are situated in Pontiac, Michigan.
Is UWM Holdings Corporation stock overvalued or undervalued in 2026?
As of October 30, 2026, UWM Holdings Corporation (UWMC) trades at $1.57 with no positive earnings over the last twelve months, according to Kaplio. No valuation verdict: it has no earnings to calculate a P/E from.
Kaplio overview: UWM Holdings Corporation
Market cap $2B · 52 weeks $1 – $6 (72 % below the high) · P/E no earnings · 2027 expected P/E 7.0× · Dividend 24.8 % · Next earnings November 5, 2026 · expected EPS $0.04 · Closing price, Oct 30 · accounts published Aug 6.
- Valuation: P/Sales 2.5× (no earnings).
- Business: ROE −20.1 % (weak).
- Balance sheet: Debt/Equity 109.53 (fragile).
- Earnings: 2 of 8 (disappointing).
What would it be worth at its usual multiples?
No valuation verdict: it has no earnings to calculate a P/E from.
What matters in financial services: 1 of 6 pass
- 5y revenue growth −20.5 %, fails.
- ROE −20.1 %, fails.
- FCF / Net Income −9,940.1 %, fails.
- Debt / Equity 109.53, fails.
- P/E vs own 5y 33.7×, fails.
- Operating margin 58.0 %, passes.
Against its peers (reference peers) — UWM Holdings Corporation: P/E —; EV/EBITDA 22.2×; ROIC 4.9 %; $2.4B. Kinsale Capital Group, Inc. (P/E 15.9×; EV/EBITDA 12.3×; ROIC 24.5 %; $8.2B), Western Alliance Bancorporation (P/E 8.4×; EV/EBITDA 7.2×; ROIC 6.3 %; $8.3B), Morningstar, Inc. (P/E 19.8×; EV/EBITDA 11.3×; ROIC 16.1 %; $8.4B).
Dividend
fragile · Yield 24.8 % ($3.39 per share in 2025) · Years raising it 1 · 5-year growth -29 % a year · Free cash flow coverage -16.4× · With $1,000 invested today you'd collect $247.90 a year ($20.66 a month).
Profitability
| Return on Equity | -20.07% |
| Return on Invested Capital | 4.94% |
| Return on Assets | -0.21% |
| Gross Margin | 85.31% |
| Operating Margin | 29.70% |
| Net Margin | -1.16% |
Financial Health
| Debt / Equity | 109.53 |
| Current Ratio | 1.00 |
| Piotroski F-Score | 5 |
| Altman Z-Score | 0.75 |
Price Performance
| 1 month | +30.83% |
| 3 months | -13.74% |
| Year-to-date | -64.16% |
| 1 year | -72.11% |
| 3 years | -68.22% |
| 5 years | -77.92% |
Dividend History
Paid in the last 12 months: $0.3000 per share in 3 payments.
| Date | Amount |
|---|---|
| 2026-06-18 | $0.1000 |
| 2026-03-19 | $0.1000 |
| 2025-12-18 | $0.1000 |
| 2025-09-18 | $0.1000 |
| 2025-06-18 | $0.1000 |
| 2025-03-20 | $0.1000 |
| 2024-12-19 | $0.1000 |
| 2024-09-19 | $0.1000 |
| 2024-06-20 | $0.1000 |
| 2024-03-19 | $0.1000 |
Amounts adjusted for stock splits.
Related companies: WTFC · FRHC · ONB · CIFR · MORN · CFG · SSB · WAL
Explore sector: Financial Services · Financial - Mortgages
More sections of UWMC: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks