Valley National Bancorp (VLY) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts.
Is Valley National Bancorp stock overvalued or undervalued in 2026?
Valley National Bancorp (VLY) trades at 11.7× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE del 10,2 % (1.3×) $19 (+32 %); at its peers' median (1.2×) $17 (+23 %).
Kaplio overview: Valley National Bancorp
Market cap $8B · 52 weeks $10 – $15 (7 % below the high) · P/E 11.7× · 2027 expected P/E 9.2× · Dividend 3.1 % · 3 years rising · Next earnings February 4, 2027 · expected EPS $0.35 · Closing price, Oct 28 · accounts published Oct 22.
- Valuation: P/B 1.0× (justified).
- Business: ROTCE 10.2 % (weak).
- Balance sheet: Capital/assets 12.1 % (solid).
- Earnings: 5 of 8 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE del 10,2 % (1.3×) $19 (+32 %); at its peers' median (1.2×) $17 (+23 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 4 of 5 pass
- ROTCE 10.2 %, fails.
- ROA 1.1 %, passes, near the threshold.
- Equity / Assets (Tier 1 proxy) 12.1 %, passes.
- P/B (Price / Book) 1.0×, passes.
- Sustainable dividend yield 3.1 %, passes.
Against its peers (reference peers) — Valley National Bancorp: P/E 11.7×; P/B 1.0×; ROE 9.4 %; $7.8B. United Bankshares, Inc. (P/E 13.1×; P/B 1.2×; ROE 9.4 %; $6.5B), Old National Bancorp (P/E 10.0×; P/B 1.1×; ROE 11.3 %; $9.5B), United Community Banks, Inc. (P/E 30.7×; P/B 1.3×; ROE 4.0 %; $4.4B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.0× · median 1.0× · minimum 0.5× · maximum 1.4× · cheap below 0.8× · expensive above 1.2×. It has been cheaper than today 53% of the time over its last ten fiscal years.
Dividend
solid · Yield 3.1 % ($0.50 per share in 2025) · Years raising it 3 · 5-year growth +1 % a year · Free cash flow coverage payout 46 % · With $1,000 invested today you'd collect $31.20 a year ($2.60 a month).
Profitability
| Return on Equity | 9.37% |
| Return on Invested Capital | 3.13% |
| Return on Assets | 1.09% |
| Gross Margin | 51.80% |
| Operating Margin | 15.38% |
| Net Margin | 24.34% |
Financial Health
| Debt / Equity | 0.39 |
| Current Ratio | 0.17 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.20 |
Price Performance
| 1 month | +10.85% |
| 3 months | -1.33% |
| Year-to-date | +20.72% |
| 1 year | +28.65% |
| 3 years | +82.88% |
| 5 years | +6.33% |
| 10 years | +43.00% |
Dividend History
Paid in the last 12 months: $0.4400 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-09-15 | $0.1100 |
| 2026-06-15 | $0.1100 |
| 2026-03-13 | $0.1100 |
| 2025-12-15 | $0.1100 |
| 2025-09-15 | $0.1100 |
| 2025-06-13 | $0.1100 |
| 2025-03-14 | $0.1100 |
| 2024-12-13 | $0.1100 |
| 2024-09-13 | $0.1100 |
| 2024-06-13 | $0.1100 |
Amounts adjusted for stock splits.
Related companies: ONB · PNFP · UBSI · FFBC · TRMK · NBTB · SRCE · UCB
Explore sector: Financial Services · Banks - Regional
More sections of VLY: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks