WSFS Financial Corporation (WSFS) — Fundamental Analysis & Key Financial Ratios

Kaplio overview: WSFS Financial Corporation

Market cap $4B · 52 weeks $52 – $82 (4 % below the high) · P/E 12.3× · 2027 expected P/E 11.1× · Dividend 0.94 % · 4 years rising · Next earnings January 25, 2027 · expected EPS $1.65 · Closing price, Oct 28 · accounts published Oct 22.

• Valuation: P/B 1.5× (justified).
• Business: ROTCE 16.3 % (excellent).
• Balance sheet: Capital/assets 12.8 % (solid).
• Earnings: 8 of 8 (on track).

What would it be worth at its usual multiples?

At a P/B justified by its ROTCE del 16,3 % (2.0×) $102 (+30 %); at its peers' median (1.1×) $54 (-32 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.

What matters in banking: 4 of 4 pass

• ROA 1.5 %, passes.
• ROTCE 16.3 %, passes.
• Equity / Assets (Tier 1 proxy) 12.8 %, passes.
• P/B (Price / Book) 1.5×, passes.
• Sustainable dividend yield 0.9 %, info.

Against its peers (reference peers) — WSFS Financial Corporation: P/E 12.3×; P/B 1.5×; ROE 12.4 %; $4.0B. WesBanco, Inc. (P/E 10.7×; P/B 0.9×; ROE 8.9 %; $3.7B), BankUnited, Inc. (P/E 11.8×; P/B 1.1×; ROE 9.2 %; $3.0B), FB Financial Corporation (P/E 11.9×; P/B 1.4×; ROE 12.0 %; $2.7B).

Expensive or cheap against its last ten fiscal years?

Precio / valor contable at each close: today 1.5× · median 1.3× · minimum 0.6× · maximum 2.4× · cheap below 1.2× · expensive above 1.9×. It has been cheaper than today 66% of the time over its last ten fiscal years.

Dividend

solid · Yield 0.94 % ($0.68 per share in 2025) · Years raising it 4 · 5-year growth +6 % a year · Free cash flow coverage payout 13 % · With $1,000 invested today you'd collect $9.40 a year ($0.78 a month).