XBP Global Holdings, Inc. (XBP) is a publicly traded company in the Technology — Software - Infrastructure industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
XBP Global Holdings, Inc. is a pan-European firm specializing in comprehensive solutions for bills, payments, and associated services, aiming to facilitate the digital modernization of businesses. The company delivers business process management capabilities through its proprietary software platforms and deep industry insights, acting as a strategic technology and services partner for its clientele.
Analysis Summary
XBP Global Holdings, Inc. reported revenue of $791.0M in the most recent fiscal year, growing at a 5-year CAGR of 29.5%.
Trailing-twelve-month margins: gross margin 18.6%, operating margin -2.3%, net margin 134.9%.
At the current price of $3.48, XBP trades at a P/E of 0.04 and an ROE of 13.28%. Market capitalisation stands at $41M.
Balance sheet quality for XBP: current ratio of 0.7, net debt of $394.1M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Cash flow quality is below average: free cash flow of -$150.6M represents -14% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.
Price
| Price | $3.48 |
| Market Cap | $41M |
| Exchange | NASDAQ |
| Country | US |
Valuation Ratios
| P/E Ratio | 0.04 |
| Price / Book | 0.88 |
| EV / EBITDA | 0.33 |
| Dividend Yield | 0.00% |
Profitability
| Return on Equity | 1328.38% |
| Return on Invested Capital | -3.14% |
| Return on Assets | 131.14% |
| Gross Margin | 18.62% |
| Operating Margin | -2.27% |
| Net Margin | 134.93% |
Financial Health
| Debt / Equity | 8.92 |
| Current Ratio | 0.64 |
| Piotroski F-Score | 3 |
| Altman Z-Score | 0.33 |
What to look at in Technology companies
- Revenue growth 3y (>=15%/year) — Validates sustained traction, not a one-off.
- Gross margin (Sub-sector dependent) — SaaS >=70%, Internet >=55%, Semis >=45%, Hardware >=35%.
- FCF / Revenue (>=20%) — Real cash generated. Many tech firms dress up non-GAAP earnings.
- ROIC (>=15%) — Capital reinvested efficiency — Buffett's first metric.
- SBC / Revenue (<10% healthy) — Stock-based compensation. Silent dilution: >20% destroys value.
- Net Debt / EBITDA (<=2x (1.5x SaaS)) — Resilience in downturns and rate hikes.
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| XBP | XBP Global Holdings, Inc. | $41M | 0.04 | 0.88 | 13.3% |
| MSFT | Microsoft Corporation | $3.7T | 27.31 | 8.26 | 33.2% |
| ORCL | Oracle Corporation | $425.2B | 22.66 | 6.52 | 42.6% |
| PLTR | Palantir Technologies Inc. | $407.9B | 139.41 | 43.08 | 37.5% |
| PANW | Palo Alto Networks, Inc. | $296.3B | 899.37 | 11.27 | 1.7% |
| 0KF5.L | Palo Alto Networks, Inc. | $259.5B | 898.64 | 11.26 | 1.7% |
| CRWD | CrowdStrike Holdings, Inc. | $242.0B | 6761.93 | 47.46 | 1.3% |
| 0IR9.L | Fortinet, Inc. | $125.4B |
Price Performance
| 1 month | +22.97% |
| 3 months | +68.12% |
| Year-to-date | -48.90% |
| 1 year | -66.86% |
| 3 years | -97.71% |
52-Week Range
| 52-week High | $13.00 |
| 52-week Low | $2.00 |
| Avg Volume (90d) | 22K |
Related companies: ANY · BLIN · BNAI · CNTM · CXAI · DTSS · HTCR
Explore sector: Technology · Software - Infrastructure
More sections of XBP: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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