Valuation dashboard for Enact Holdings Inc. (ACT) with P/E 9.93, P/B 1.22, EV/EBITDA 7.37 and dividend yield 1.91%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products.
Analysis Summary
Enact Holdings Inc. reported revenue of $1.23B in the most recent fiscal year, growing at a 5-year CAGR of 2.1%. Net income reached $674.2M, with a 12.7% 5-year CAGR.
Trailing-twelve-month margins: gross margin 85.9%, operating margin 69.2%, net margin 54.6%.
At $47.18 (closing price, October 30, 2026), ACT trades at a P/E of 9.93 and an ROE of 12.76%. Market capitalisation stands at $6.5B.
Balance sheet quality for ACT: current ratio of 6.9. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 9.93 |
| Price / Book | 1.22 |
| EV / EBITDA | 7.37 |
| Dividend Yield | 1.91% |
Valuation Models
| DCF Fair Value | $84.06 |
| vs Current Price | +78.2% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| ACT | Enact Holdings Inc. | $6.5B | 9.93 | 1.22 | 12.8% |
| NMIH | NMI Holdings, Inc. | $3.2B | 8.40 | 1.20 | 15.1% |
| MTG | MGIC Investment Corporation | $5.8B | 8.88 | 1.19 | 13.9% |
| ESNT | Essent Group Ltd. | $6.0B | 9.35 | 1.07 | 11.9% |
| RDN | Radian Group Inc. | $4.7B | 9.04 | 1.00 | 11.3% |
| AGO | Assured Guaranty Ltd. | $3.1B | 9.65 | 0.56 | 6.3% |
Price
| Price | $47.18 (closing price, October 30, 2026) |
| Market Cap | $6.5B |
| Exchange | NASDAQ |
| Country | US |
Profitability
| Return on Equity | 12.76% |
| Return on Invested Capital | 10.41% |
| Return on Assets | 9.82% |
| Gross Margin | 85.87% |
| Operating Margin | 69.17% |
| Net Margin | 54.56% |
Related companies: NMIH · MTG · ESNT · RDN · AGO
Explore sector: Financial Services · Insurance - Specialty
More sections of ACT: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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