Radian Group Inc. (RDN) is a publicly traded company in the Financial Services — Insurance - Specialty industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services.
Is Radian Group Inc. stock overvalued or undervalued in 2026?
Radian Group Inc. (RDN) trades at 8.9× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 11,3 % (1.5×) $51 (+45 %); at its peers' median (1.2×) $40 (+14 %).
Kaplio overview: Radian Group Inc.
Market cap $5B · 52 weeks $31 – $40 (11 % below the high) · P/E 8.9× · 2027 expected P/E 6.8× · Dividend 2.8 % · 6 years rising · Next earnings November 4, 2026 · expected EPS $1.20 · Closing price, Oct 28 · accounts published Aug 5.
- Valuation: P/B 1.0× (justified).
- Business: 5-year op. margin 64.1 % (excellent).
- Balance sheet: Debt/Equity 0.26 (solid).
- Earnings: 7 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 11,3 % (1.5×) $51 (+45 %); at its peers' median (1.2×) $40 (+14 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 4 of 5 pass
- Dividend growth streak 6 años, fails.
- Op Margin 5y (Combined Ratio proxy) 64.1 %, passes.
- Book Value / Share growth 9.6 %, passes.
- Debt / Equity 0.26, passes.
- P/B (Price / Book) 1.0×, passes.
Against its peers (reference peers) — Radian Group Inc.: P/E 8.9×; P/B 1.0×; ROE 11.3 %; $4.6B. MGIC Investment Corporation (P/E 8.8×; P/B 1.2×; ROE 13.9 %; $5.8B), Essent Group Ltd. (P/E 9.2×; P/B 1.0×; ROE 11.9 %; $5.9B), Enact Holdings Inc. (P/E 10.1×; P/B 1.2×; ROE 12.8 %; $6.6B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.0× · median 1.1× · minimum 0.5× · maximum 1.7× · cheap below 1.1× · expensive above 1.4×. It has been cheaper than today only 26% of the time over its last ten fiscal years.
Dividend
solid · Yield 2.8 % ($1.06 per share in 2025) · Years raising it 6 · 5-year growth +16 % a year · Free cash flow coverage payout 25 % · With $1,000 invested today you'd collect $27.80 a year ($2.32 a month).
Profitability
| Return on Equity | 11.26% |
| Return on Invested Capital | -23.37% |
| Return on Assets | 5.03% |
| Gross Margin | 79.38% |
| Operating Margin | 43.80% |
| Net Margin | 32.45% |
Financial Health
| Debt / Equity | 0.26 |
| Current Ratio | 0.03 |
| Piotroski F-Score | 4 |
| Altman Z-Score | 3.08 |
Price Performance
| 1 month | +6.75% |
| 3 months | -10.34% |
| Year-to-date | -2.86% |
| 1 year | +5.59% |
| 3 years | +39.62% |
| 5 years | +46.46% |
| 10 years | +157.25% |
Dividend History
Paid in the last 12 months: $1.0200 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-08-24 | $0.2550 |
| 2026-06-02 | $0.2550 |
| 2026-02-23 | $0.2550 |
| 2025-11-24 | $0.2550 |
| 2025-08-25 | $0.2550 |
| 2025-06-02 | $0.2550 |
| 2025-02-24 | $0.2550 |
| 2024-11-25 | $0.2450 |
| 2024-08-26 | $0.2450 |
| 2024-06-04 | $0.2450 |
Amounts adjusted for stock splits.
Related companies: SNEX · ACT · SIGI · NMIH · MTG · ESNT · IFS · AX
Explore sector: Financial Services · Insurance - Specialty
More sections of RDN: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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