Wall Street analyst estimates for Radian Group Inc. (RDN): consensus price target, buy/hold/sell recommendations and forecasts for revenue, EPS and EBITDA for the upcoming fiscal years.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services.
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-11-03 | $1.21 | ||
| 2026-08-05 | $1.14 | $1.34 | -14.9% |
| 2026-05-06 | $1.27 | $1.17 | +8.5% |
| 2026-02-18 | $1.16 | $1.11 | +4.5% |
| 2025-11-04 | $1.15 | $0.95 | +21.1% |
| 2025-07-30 | $1.01 | $0.93 | +8.6% |
| 2025-04-30 | $0.99 | $0.95 | +4.2% |
| 2025-02-05 | $1.09 | $0.92 | +18.5% |
Valuation Ratios
| P/E Ratio | 8.22 |
| Price / Book | 0.92 |
| EV / EBITDA | 6.96 |
| Dividend Yield | 3.13% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.24B | $1.22B | $1.27B | $1.53B | $1.44B | $1.33B | $1.19B | $1.24B | $1.29B | $1.25B |
| Cost of Revenue | $340.4M | $264.0M | $228.0M | $265.7M | $602.2M | $153.6M | -$232.0M | $20.5M | $63.1M | $96.1M |
| Gross Profit | $898.0M | $957.6M | $1.04B | $1.26B | $837.7M | $1.18B | $1.42B | $1.22B | $1.23B | $1.15B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | $156.3M |
| Operating Expenses | $414.3M | $610.9M | $360.8M | $412.3M | $358.3M | $410.6M | $469.9M | $452.6M | $456.3M | $387.5M |
| Operating Income | $483.7M | $346.7M | $684.2M | $849.0M | $479.4M | $764.8M | $952.8M | $767.5M | $771.3M | $763.1M |
| EBITDA | $635.8M | $495.3M | $814.8M | $978.0M | $622.3M | $924.8M | $1.11B | $946.1M | $953.8M | $872.4M |
| Interest Expense | $81.1M | $62.8M | $61.5M | $56.3M | $71.2M | $84.5M | $84.5M | $89.7M | $103.7M | $65.6M |
| Pre-tax Income | $483.7M | $346.7M | $684.2M | $849.0M | $479.4M | $764.8M | $952.8M | $767.5M | $771.3M | $763.1M |
| Income Tax | $175.4M | $225.6M | $78.2M | $176.7M | $85.8M | $164.2M | $209.8M | $164.4M | $166.8M | $165.0M |
| Net Income | $308.3M | $121.1M | $606.0M | $672.3M | $393.6M | $600.7M | $742.9M | $603.1M | $604.4M | $582.8M |
| EPS | $1.46 | $0.56 | $2.83 | $3.22 | $2.01 | $3.19 | $4.42 | $3.81 | $3.96 | $4.18 |
| EPS (Diluted) | $1.37 | $0.55 | $2.77 | $3.20 | $2.00 | $3.16 | $4.35 | $3.77 | $3.92 | $4.14 |
| Shares Outstanding (Diluted) | $229.3M | $220.4M | $218.6M | $210.3M | $196.6M | $190.3M | $170.7M | $160.1M | $154.2M | $138.0M |
Price
| Price | $33.50 |
| Market Cap | $4.5B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Insurance - Specialty
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