Valuation dashboard for Radian Group Inc. (RDN) with P/E 8.22, P/B 0.92, EV/EBITDA 6.96 and dividend yield 3.13%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Operating across the United States, Radian Group Inc. and its various subsidiaries are key players in the mortgage and real estate services sector. Through its Mortgage segment, the company delivers crucial credit-related insurance, predominantly private mortgage insurance for primary residential loans. This division also furnishes a suite of credit risk management, contract underwriting, and fulfillment services.
Analysis Summary
Radian Group Inc. reported revenue of $1.25B in the most recent fiscal year, growing at a 5-year CAGR of -2.8%. Net income reached $582.8M, with a 8.2% 5-year CAGR.
Trailing-twelve-month margins: gross margin 79.4%, operating margin 43.8%, net margin 32.5%.
At the current price of $33.50, RDN trades at a P/E of 8.22 and an ROE of 12.19%. Market capitalisation stands at $4.5B.
Balance sheet quality for RDN: current ratio of 4.3. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 8.22 |
| Price / Book | 0.92 |
| EV / EBITDA | 6.96 |
| Dividend Yield | 3.13% |
Valuation Models
| DCF Fair Value | $74.29 |
| vs Current Price | +121.7% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| RDN | Radian Group Inc. | $4.4B | 8.22 | 0.92 | 12.2% |
| ACT | Enact Holdings Inc. | $6.3B | 9.49 | 1.17 | 12.8% |
| NMIH | NMI Holdings, Inc. | $3.1B | 7.51 | 1.09 | 15.1% |
| MTG | MGIC Investment Corporation | $5.8B | 8.40 | 1.13 | 14.3% |
| ESNT | Essent Group Ltd. | $5.8B | 8.33 | 0.96 | 12.0% |
| IFS | Intercorp Financial Services Inc. | $5.9B | 9.69 | 1.57 | 16.9% |
| AX | Axos Financial, Inc. | $5.0B | 10.27 | 1.59 | 15.5% |
| NNI | Nelnet, Inc. | $4.4B | 14.87 | 1.18 | 11.6% |
Price
| Price | $33.50 |
| Market Cap | $4.5B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 12.19% |
| Return on Invested Capital | 9.37% |
| Return on Assets | 7.18% |
| Gross Margin | 79.38% |
| Operating Margin | 43.80% |
| Net Margin | 32.45% |
Related companies: ACT · AGO · AX · ESNT · IFS · MTG · NMIH
Explore sector: Financial Services · Insurance - Specialty
More sections of RDN: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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