American Financial Group, Inc. (AFG) is a publicly traded company in the Financial Services — Insurance - Property & Casualty industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
American Financial Group, Inc. (AFG) operates as an insurance holding company, specializing in providing a broad array of property and casualty insurance solutions across the United States. Its comprehensive product portfolio encompasses various lines of business, including property and transportation coverage, which offers protection for physical damage and liability concerning vehicles like buses and trucks, along with inland and ocean marine policies, agricultural-related...
Is American Financial Group, Inc. stock overvalued or undervalued in 2026?
American Financial Group, Inc. (AFG) trades at 13.1× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 20,0 % (2.0×) $116 (-23 %); at its peers' median (2.4×) $140 (-7 %).
Kaplio overview: American Financial Group, Inc.
Market cap $12B · 52 weeks $124 – $153 (2 % below the high) · P/E 13.1× · 2027 expected P/E 12.4× · Dividend 4.7 % · Next earnings November 3, 2026 · expected EPS $3.80 · Closing price, Oct 28 · accounts published Aug 4.
- Valuation: P/B 2.6× (expensive).
- Business: 5-year op. margin 15.7 % (excellent).
- Balance sheet: Debt/Equity 0.38 (fragile).
- Earnings: 4 of 8 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 20,0 % (2.0×) $116 (-23 %); at its peers' median (2.4×) $140 (-7 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 1 of 5 pass
- Book Value / Share growth −5.5 %, fails.
- Debt / Equity 0.38, fails.
- P/B (Price / Book) 2.6×, fails.
- Dividend growth streak 0 años, fails.
- Op Margin 5y (Combined Ratio proxy) 15.7 %, passes.
Against its peers (reference peers) — American Financial Group, Inc.: P/E 13.1×; P/B 2.6×; ROE 20.0 %; $12.5B. CNA Financial Corporation (P/E 10.6×; P/B 1.2×; ROE 12.0 %; $13.1B), Kinsale Capital Group, Inc. (P/E 15.9×; P/B 4.2×; ROE 26.7 %; $8.2B), The Hanover Insurance Group, Inc. (P/E 14.7×; P/B 2.4×; ROE 21.0 %; $8.1B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 2.6× · median 1.9× · minimum 0.7× · maximum 2.9× · cheap below 1.8× · expensive above 2.5×. It has been cheaper than today 92% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 4.7 % ($7.26 per share in 2025) · 5-year growth +14 % a year · Free cash flow coverage payout 72 % · With $1,000 invested today you'd collect $47.30 a year ($3.94 a month).
Profitability
| Return on Equity | 20.01% |
| Return on Invested Capital | 10.87% |
| Return on Assets | 2.88% |
| Gross Margin | 26.05% |
| Operating Margin | 14.71% |
| Net Margin | 11.66% |
Financial Health
| Debt / Equity | 0.38 |
| Current Ratio | 0.50 |
| Piotroski F-Score | 5 |
| Altman Z-Score | 0.31 |
Price Performance
| 1 month | +8.54% |
| 3 months | +6.05% |
| Year-to-date | +9.96% |
| 1 year | +15.78% |
| 3 years | +39.13% |
| 5 years | +10.47% |
| 10 years | +101.73% |
Dividend History
Paid in the last 12 months: $7.1100 per share in 6 payments.
| Date | Amount |
|---|---|
| 2026-10-15 | $0.9700 |
| 2026-07-15 | $0.8800 |
| 2026-04-15 | $0.8800 |
| 2026-02-13 | $1.5000 |
| 2026-01-15 | $0.8800 |
| 2025-11-17 | $2.0000 |
| 2025-10-15 | $0.8800 |
| 2025-07-15 | $0.8000 |
| 2025-04-15 | $0.8000 |
| 2025-03-17 | $2.0000 |
Amounts adjusted for stock splits.
Related companies: CINF · SIGI · SKWD · CB · TRV · WRB · MKL · CNA
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of AFG: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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