Chubb Limited (CB) is a publicly traded company in the Financial Services — Insurance - Property & Casualty industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Chubb Limited, headquartered in Zurich, Switzerland, is a global insurer and reinsurer, offering a broad spectrum of products across various markets. In North America, its Commercial Property & Casualty (P&C) division caters to businesses of all scales, from large corporations to small enterprises, providing a wide range of policies.
Is Chubb Limited stock overvalued or undervalued in 2026?
Chubb Limited (CB) trades at 12.7× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE 15.1 % (2.0×) $380 (+4 %); at its peers' median (2.8×) $537 (+48 %).
Kaplio overview: Chubb Limited
Market cap $139B · 52 weeks $277 – $364 (0 % below the high) · P/E 12.7× · 2027 expected P/E 12.3× · Dividend 1.1 % · 9 years rising · Next earnings February 2, 2027 · expected EPS $7.36 · Closing price, Oct 30 · accounts published Oct 20.
- Valuation: P/B 1.9× (justified).
- Business: 5-year op. margin 20.1 % (excellent).
- Balance sheet: Debt/Equity 0.26 (solid).
- Earnings: 8 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROE 15.1 % (2.0×) $380 (+4 %); at its peers' median (2.8×) $537 (+48 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 4 of 5 pass
- Dividend growth streak 9 años, borderline.
- Op Margin 5y (Combined Ratio proxy) 20.1 %, passes.
- Book Value / Share growth 8.9 %, passes.
- Debt / Equity 0.26, passes.
- P/B (Price / Book) 1.9×, passes.
Against its peers (reference peers) — Chubb Limited: P/E 12.7×; P/B 1.9×; ROE 15.1 %; $139B. The Travelers Companies, Inc. (P/E 10.4×; P/B 2.8×; ROE 26.2 %; $81.2B), Cincinnati Financial Corporation (P/E 10.6×; P/B 1.7×; ROE 16.5 %; $27.8B), W. R. Berkley Corporation (P/E 15.6×; P/B 3.0×; ROE 19.0 %; $27.4B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 1.9× · median 1.4× · minimum 0.8× · maximum 2.1× · cheap below 1.1× · expensive above 1.7×. It has been cheaper than today 97% of the time over its last ten fiscal years.
Dividend
solid · Yield 1.1 % ($3.80 per ADS in 2025) · Years raising it 9 · 5-year growth +4 % a year · Free cash flow coverage payout 15 % · With $1,000 invested today you'd collect $10.90 a year ($0.91 a month).
Investor methods verdict
Would Peter Lynch approve Chubb today?
The Lynch Method approves Chubb today: P/E 12.7 with 27% growth; it asks that the P/E not exceed growth. Business quality: 89 out of 100 (price not included). Lynch classifies it as a fast grower. Kaplio assessment with data from the week of 2026-10-26; not investment advice.
Profitability
| Return on Equity | 15.06% |
| Return on Invested Capital | 5.52% |
| Return on Assets | 3.93% |
| Gross Margin | 42.69% |
| Operating Margin | 17.14% |
| Net Margin | 17.96% |
Financial Health
| Debt / Equity | 0.26 |
| Current Ratio | 1.43 |
| Piotroski F-Score | 9 |
| Altman Z-Score | 0.89 |
Price Performance
| 1 month | +9.91% |
| 3 months | +3.83% |
| Year-to-date | +16.66% |
| 1 year | +31.48% |
| 3 years | +65.28% |
| 5 years | +89.34% |
| 10 years | +191.95% |
Dividend History
Paid in the last 12 months: $3.9800 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-09-11 | $1.0200 |
| 2026-06-12 | $1.0200 |
| 2026-03-13 | $0.9700 |
| 2025-12-12 | $0.9700 |
| 2025-09-12 | $0.9700 |
| 2025-06-13 | $0.9700 |
| 2025-03-14 | $0.9100 |
| 2024-12-13 | $0.9100 |
| 2024-09-13 | $0.9100 |
| 2024-06-14 | $0.9100 |
Amounts adjusted for stock splits.
Related companies: CINF · TRV · HIG · WRB · MKL · L · CNA · AFG
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of CB: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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