Valuation dashboard for American International Group, Inc. (AIG) with P/E 10.69, P/B 1.05, EV/EBITDA 30.7 and dividend yield 2.36%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
American International Group, Inc. (AIG) is a global insurance provider, delivering a broad spectrum of insurance solutions to commercial, institutional, and individual clients across North America and worldwide. Its General Insurance division encompasses a wide range of coverages, including general liability, environmental protection, commercial auto liability, workers' compensation, casualty, and crisis management.
Where would it trade at its usual multiples?
Versus its usual multiples: expensive · Current P/B 1.1× · Multiples range: $51.32 · $153.20.
At a P/B Kaplio accepts for its ROE mediano de cinco años 8.0% (0.7×) $51 (-36%); at its peers' median (2.0×) $153 (+90%). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
American International Group, Inc. reported revenue of $26.77B in the most recent fiscal year, growing at a 5-year CAGR of -9.4%.
Trailing-twelve-month margins: gross margin 33.9%, operating margin 10.1%, net margin 11.2%.
At $80.53 (closing price, November 3, 2026), AIG trades at a P/E of 10.69 and an ROE of 1.80%. Market capitalisation stands at $42.7B, placing it among large-cap names.
Balance sheet quality for AIG: debt-to-equity ratio of 0.22, current ratio of 1.36 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 10.69 |
| Price / Book | 1.05 |
| Dividend Yield | 2.36% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| AIG | American International Group, Inc. | $42.7B | 10.69 | 1.05 | 1.8% |
| ORI | Old Republic International Corporation | $9.4B | 8.71 | 1.59 | 18.6% |
| ACGL | Arch Capital Group Ltd. | $36.8B | 8.81 | 1.60 | 18.3% |
| CB | Chubb Limited | $140.0B | 12.77 | 1.93 | 15.1% |
| TRV | The Travelers Companies, Inc. | $81.0B | 10.37 | 2.85 | 26.2% |
| HIG | The Hartford Insurance Group, Inc. | $36.1B | 8.22 | 2.00 | 24.1% |
| WRB | W. R. Berkley Corporation | $27.9B | 15.88 | 3.04 | 19.0% |
| MKL | Markel Corporation | $23.2B | 13.49 | 1.27 | 9.7% |
Price
| Price | $80.53 (closing price, November 3, 2026) |
| Market Cap | $42.7B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 1.80% |
| Return on Assets | 0.45% |
| Gross Margin | 33.92% |
| Operating Margin | 10.08% |
| Net Margin | 11.21% |
Related companies: ORI · ACGL · CB · TRV · HIG · WRB · MKL · CNA
Explore sector: Financial Services · Insurance - Diversified
More sections of AIG: Overview · Financials · Estimates · Technical · Ownership
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