Valuation dashboard for American Integrity Insurance Group, Inc. (AII) with P/E 5.79, P/B 1.38, EV/EBITDA 1.34 and dividend yield 3.91%. DCF, Graham Number and Earnings Power Value models plus sector comparison against other Financial Services companies.
American Integrity Insurance Group, Inc., together with its subsidiaries, operates as an insurance company in the United States. The company offers personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties. It also provides manufactured home, commercial residential, dwelling property, and specialty insurance products.
Analysis Summary
Trailing-twelve-month margins: gross margin 66.8%, operating margin 36.2%, net margin 26.2%.
At the current price of $26.16, AII trades at a P/E of 5.79 and an ROE of 25.95%. Market capitalisation stands at $512M.
Balance sheet quality for AII: current ratio of 92.9. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 5.79 |
| Price / Book | 1.38 |
| EV / EBITDA | 1.34 |
| Dividend Yield | 3.91% |
Valuation Models
| DCF Fair Value | $162.45 |
| vs Current Price | +521.0% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| AII | American Integrity Insurance Group, Inc. | $512M | 5.79 | 1.38 | 25.9% |
| 0VQD.L | Chubb Limited | $132.3B | |||
| CB | Chubb Limited | $131.8B | 12.13 | 1.80 | 15.2% |
| 0KOC.L | The Progressive Corporation | $129.1B | 11.87 | 4.43 | 37.3% |
| PGR | The Progressive Corporation | $126.5B | 11.08 | 3.76 | 35.4% |
| 0R03.L | The Travelers Companies, Inc. | $81.4B | |||
| TRV | The Travelers Companies, Inc. | $76.7B | 9.97 | 2.40 | 25.6% |
| 0HCZ.L | The Allstate Corporation | $67.3B | 5.09 | 1.96 | 43.1% |
Price
| Price | $26.16 |
| Market Cap | $512M |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 25.95% |
| Return on Invested Capital | 19.39% |
| Return on Assets | 5.46% |
| Gross Margin | 66.84% |
| Operating Margin | 36.21% |
| Net Margin | 26.20% |
Related companies: ACIC · BWB · CBNK · DGICA · ECC · GBLI · GLAD
Explore sector: Financial Services · Insurance - Property & Casualty
More sections of AII: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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