ARMOUR Residential REIT, Inc. (ARR) is a publicly traded company in the Real Estate — REIT - Mortgage industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
ARMOUR Residential REIT, Inc. (ARR), founded in 2008 and based in Vero Beach, Florida, primarily allocates its capital to residential mortgage-backed securities (MBS) within the United States. Its investment holdings predominantly comprise MBS that are either issued or guaranteed by U.S. Government-sponsored entities (GSEs) and the Government National Mortgage Association (GNMA.
Is ARMOUR Residential REIT, Inc. stock overvalued or undervalued in 2026?
ARMOUR Residential REIT, Inc. (ARR) trades at 3.4× earnings (P/E). At its 10-year average P/FFO (13.7×) $18 (+43 %); at the decade median (6.3×) $8 (-35 %).
Kaplio overview: ARMOUR Residential REIT, Inc.
Market cap $2B · 52 weeks $12 – $19 (25 % below the high) · P/E 3.4× · Dividend 22.5 % · Next earnings February 17, 2027 · expected EPS $0.73 · Closing price, Oct 28 · accounts published Oct 21.
- Valuation: P/FFO 9.6× (expensive).
- Business: FFO/dividend 0.4× (weak).
- Balance sheet: Net debt/EBITDA 18.5× (fragile).
- Earnings: 1 of 8 (no verdict).
What would it be worth at its usual multiples?
At its 10-year average P/FFO (13.7×) $18 (+43 %); at the decade median (6.3×) $8 (-35 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in REITs: 0 of 4 pass
- Dividend coverage (FFO/div) 0.4×, fails.
- Debt / Assets 85.4 %, fails.
- Net debt / EBITDA 18.5×, fails.
- P/FFO 9.6×, fails.
- FFO / Share $1.32, info.
Against its peers (reference peers) — ARMOUR Residential REIT, Inc.: P/B 0.8×; Div. yield 22.5 %; EV/EBITDA 2.6×; $1.8B. Dynex Capital, Inc. (P/B 0.9×; Div. yield 18.8 %; EV/EBITDA 43.8×; $2.7B), EPR Properties (P/B 1.9×; Div. yield 6.5 %; EV/EBITDA 13.3×; $4.3B), Starwood Property Trust, Inc. (P/B 0.7×; Div. yield 15.9 %; EV/EBITDA 15.8×; $4.5B).
Expensive or cheap against its last ten fiscal years?
Precio / FFO (aprox.) at each close: today 9.6× · median 6.3× · minimum 3.8× · maximum 66.4× · cheap below 4.5× · expensive above 12.2×. It has been cheaper than today 67% of the time over its last ten fiscal years.
Dividend
fragile · Yield 22.5 % ($3.02 per share in 2025) · 5-year growth -15 % a year · Free cash flow coverage FFO payout 228 % · With $1,000 invested today you'd collect $225.20 a year ($18.77 a month).
Profitability
| Return on Equity | -2.19% |
| Return on Invested Capital | 383.78% |
| Return on Assets | -0.23% |
| Gross Margin | 94.31% |
| Operating Margin | 120.22% |
| Net Margin | -8.46% |
Financial Health
| Debt / Equity | 0.00 |
| Current Ratio | 0.00 |
| Piotroski F-Score | 6 |
| Altman Z-Score | -0.96 |
Price Performance
| 1 month | -8.07% |
| 3 months | -21.80% |
| Year-to-date | -27.19% |
| 1 year | -20.54% |
| 3 years | -5.36% |
| 5 years | -75.51% |
| 10 years | -88.64% |
Dividend History
Paid in the last 12 months: $2.8800 per share in 12 payments.
| Date | Amount |
|---|---|
| 2026-11-16 | $0.2400 |
| 2026-10-15 | $0.2400 |
| 2026-09-15 | $0.2400 |
| 2026-08-17 | $0.2400 |
| 2026-07-15 | $0.2400 |
| 2026-06-15 | $0.2400 |
| 2026-05-15 | $0.2400 |
| 2026-04-15 | $0.2400 |
| 2026-03-16 | $0.2400 |
| 2026-02-17 | $0.2400 |
Amounts adjusted for stock splits.
Related companies: EPR · DX · NLY · AGNC · 0H6E.L · STWD · RWTN
Explore sector: Real Estate · REIT - Mortgage
More sections of ARR: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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