Wall Street analyst estimates for Axos Financial, Inc. (AX): consensus price target, buy/hold/sell recommendations and forecasts for revenue and EPS for the upcoming fiscal years.
Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business.
Revenue and EPS estimates
| Fiscal year | Revenue (average) | Revenue (low – high) | EPS (average) | Analysts |
|---|---|---|---|---|
| 2027E | $1.6B | $1.6B – $1.6B | $9.68 | 5 |
Fiscal year ending in June · figures in USD · consensus as of October 29, 2026
Analyst Consensus
| Strong Buy | 1 |
| Buy | 11 |
| Hold | 8 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 20 |
| Avg rating (−2 sell to +2 buy) | 0.65 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2026-10-29 | $2.26 | ||
| 2026-07-30 | $2.20 | $2.16 | +1.9% |
| 2026-04-30 | $1.90 | $2.13 | -10.8% |
| 2026-01-29 | $2.25 | $2.07 | +8.7% |
| 2025-10-30 | $2.07 | $1.86 | +11.3% |
| 2025-07-30 | $1.94 | $1.82 | +6.6% |
| 2025-04-30 | $1.81 | $1.74 | +4.0% |
| 2025-01-28 | $1.82 | $1.75 | +4.0% |
Valuation Ratios
| P/E Ratio | 10.80 |
| Price / Book | 1.68 |
| EV / EBITDA | 7.17 |
| Dividend Yield | 0.00% |
Income Statement (10y)
| Year | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $455.4M | $546.0M | $644.8M | $717.6M | $712.0M | $757.9M | $1.26B | $1.77B | $1.93B | $2.19B |
| Cost of Revenue | $85.1M | $132.4M | $183.6M | $187.4M | $102.9M | $76.3M | $398.3M | $726.7M | $743.4M | $811.1M |
| Gross Profit | $370.3M | $413.6M | $461.2M | $530.2M | $609.1M | $681.6M | $865.9M | $1.04B | $1.19B | $1.38B |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $107.1M | $136.6M | $187.3M | $189.3M | $202.9M | $230.6M | $305.3M | $348.2M | $407.9M | $126.5M |
| Operating Expenses | $137.6M | $173.9M | $248.4M | $267.6M | $303.4M | $341.6M | $434.2M | $405.5M | $572.6M | $732.7M |
| Operating Income | $232.7M | $239.7M | $212.8M | $262.6M | $305.7M | $340.0M | $431.7M | $635.5M | $613.4M | $646.7M |
| EBITDA | $238.8M | $248.3M | $229.3M | $297.6M | $336.2M | $364.6M | $455.1M | $662.6M | $642.4M | $727.3M |
| Interest Expense | $74.1M | $106.6M | $156.3M | $145.2M | $79.1M | $52.6M | $374.0M | $694.2M | $687.7M | $710.0M |
| Pre-tax Income | $232.7M | $239.7M | $212.8M | $262.6M | $305.7M | $340.0M | $431.7M | $635.5M | $613.4M | $646.7M |
| Income Tax | $98.0M | $87.3M | $57.7M | $79.2M | $90.0M | $99.2M | $124.6M | $185.5M | $180.5M | $156.3M |
| Net Income | $134.7M | $152.4M | $155.1M | $183.4M | $215.7M | $240.7M | $307.2M | $450.0M | $432.9M | $490.4M |
| EPS | $2.07 | $2.38 | $2.51 | $3.01 | $3.64 | $4.04 | $5.15 | $7.82 | $7.61 | $8.66 |
| EPS (Diluted) | $2.07 | $2.38 | $2.49 | $2.98 | $3.56 | $3.97 | $5.07 | $7.66 | $7.43 | $8.48 |
| Shares Outstanding (Diluted) | 64.9 M | 64.1 M | 62.4 M | 61.4 M | 60.5 M | 60.6 M | 60.6 M | 58.7 M | 58.2 M | 57.8 M |
Price
| Price | $91.48 (closing price, October 28, 2026) |
| Market Cap | $5.2B |
| Exchange | NYSE |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of AX: Overview · Financials · Valuation · Statistics · Technical · Ownership · News · Events
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