Hancock Whitney Corporation (HWC) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. This institution delivers a comprehensive range of traditional and online banking solutions to commercial entities, small businesses, and individual consumers.
Analysis Summary
Hancock Whitney Corporation reported revenue of $2.02B in the most recent fiscal year, growing at a 5-year CAGR of 7.9%.
Trailing-twelve-month margins: gross margin 72.9%, operating margin 28.2%, net margin 21.8%. Free cash flow grew at 10.5% CAGR over 5 years.
At the current price of $74.55, HWC trades at a P/E of 14.74 and an ROE of 9.61%. Market capitalisation stands at $6.1B.
Balance sheet quality for HWC: current ratio of 0.1, net debt of $775.0M. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Cash flow quality is strong: free cash flow of $523.1M represents 108% conversion of reported net income. High conversion (above 90%) suggests earnings translate cleanly into cash; lower conversion may indicate working capital tightness or accounting timing differences.
Price
| Price | $74.55 |
| Market Cap | $6.1B |
| Exchange | NASDAQ |
| Country | US |
Valuation Ratios
| P/E Ratio | 14.74 |
| Price / Book | 1.39 |
| EV / EBITDA | 12.04 |
| Dividend Yield | 2.57% |
Profitability
| Return on Equity | 9.61% |
| Return on Invested Capital | 1.20% |
| Return on Assets | 1.18% |
| Gross Margin | 72.93% |
| Operating Margin | 28.20% |
| Net Margin | 21.81% |
Financial Health
| Debt / Equity | 0.42 |
| Current Ratio | 0.91 |
| Piotroski F-Score | 7 |
| Altman Z-Score | 0.31 |
What to look at in Banking companies
- Efficiency Ratio (<=55%) — Operating expenses / revenue. Top banks below 55%.
- ROA (>=1%) — How much they earn per dollar of assets. ROE misleads in banks due to leverage.
- ROTCE (>=12%) — Return on Tangible Common Equity. Strips goodwill and intangibles.
- Equity / Assets (Tier 1 proxy) (>=8%) — Capital ratio proxy. FMP does not expose regulatory Tier 1 directly.
- P/B (1.0-1.5x) — Classic banking metric. <1x can be opportunity or distress.
- Sustainable dividend yield (>=2%, <8%) — EU banks pay 5-7% normally. >8% is distress signal.
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| HWC | Hancock Whitney Corporation | $6.1B | 14.74 | 1.39 | 9.6% |
| IBOC | International Bancshares Corporation | $4.4B | 10.77 | 1.32 | 12.7% |
| GBCI | Glacier Bancorp, Inc. | $6.0B | 18.32 | 1.37 | 7.6% |
| ABCB | Ameris Bancorp | $5.6B | 15.14 | 1.37 | 9.3% |
| HOMB | Home Bancshares, Inc. | $6.0B | 12.19 | 1.29 | 11.0% |
| IFS | Intercorp Financial Services Inc. | $6.1B | 9.74 | 1.58 | 16.9% |
| AUB | Atlantic Union Bankshares Corporation | $5.6B | 11.82 | 1.09 | 9.7% |
| AVAL | Grupo Aval Acciones y Valores S.A. | $6.3B | 11.39 | 1.09 | 9.5% |
Price Performance
| 1 month | -4.73% |
| 3 months | +6.14% |
| Year-to-date | +17.07% |
| 1 year | +18.11% |
| 3 years | +92.09% |
52-Week Range
| 52-week High | $80.13 |
| 52-week Low | $54.05 |
| Avg Volume (90d) | 876K |
Dividend History
| Date | Amount | Yield |
|---|---|---|
| 2026-09-04 | $0.5000 | 2.68% |
| 2026-06-05 | $0.5000 | 2.68% |
| 2026-03-05 | $0.5000 | 2.68% |
| 2025-12-05 | $0.4500 | 2.41% |
| 2025-09-05 | $0.4500 | 2.41% |
| 2025-06-05 | $0.4500 | 2.41% |
| 2025-03-05 | $0.4500 | 2.41% |
| 2024-12-05 | $0.4000 | 2.15% |
| 2024-09-05 | $0.4000 | 2.15% |
| 2024-06-05 | $0.4000 | 2.15% |
Related companies: ABCB · AUB · AVAL · AX · GBCI · HOMB · IBOC
Explore sector: Financial Services · Banks - Regional
More sections of HWC: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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