Hancock Whitney Corporation (HWC) — Fundamental Analysis & Key Financial Ratios

As of , Kaplio rates Hancock Whitney (HWC) justified by its returns: it trades at 1.4 times book value, 31 % below Kaplio's cap for its returns (2.0) and 12 % above its peers' (1.2). Its results deliver and the dividend is solid.

“Cheap” or “expensive” is measured against its own history and its sector; it is not an estimate of its value or a recommendation.

Educational analysis with public data, not a recommendation. How it is calculated →

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Hancock Whitney Corporation (HWC) — Price $71.99 (closing price, October 30, 2026) — Financial Services — Banks - Regional — NASDAQ

Latest reported results:

Hancock Whitney Corporation (HWC) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.

Hancock Whitney Corporation, founded in 1899 and headquartered in Gulfport, Mississippi, functions as the financial holding company for Hancock Whitney Bank. This institution delivers a comprehensive range of traditional and online banking solutions to commercial entities, small businesses, and individual consumers.

Is Hancock Whitney Corporation stock overvalued or undervalued in 2026?

Hancock Whitney Corporation (HWC) trades at 14.5× earnings (P/E), against a median of 12.9× across the 321 financial services companies above $2bn in Kaplio's universe. At Kaplio's cap P/B for its ROTCE 14.0 % (2.0×) $105 (+46 %); at its peers' median (1.2×) $64 (-11 %).

Kaplio overview: Hancock Whitney Corporation

Market cap $6B · 52 weeks $56 – $80 (9 % below the high) · P/E 14.5× · 2027 est. P/E 10.0× · Dividend 2.7 % · 3 years rising · Next earnings January 19, 2027 · expected EPS $1.70 · Closing price, Oct 30 · accounts published Oct 20.

What would it be worth at its usual multiples?

At Kaplio's cap P/B for its ROTCE 14.0 % (2.0×) $105 (+46 %); at its peers' median (1.2×) $64 (-11 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.

What matters in banking: 5 of 5 pass

Against its peers (reference peers) — Hancock Whitney Corporation: P/E 14.5×; P/B 1.4×; ROE 9.3 %; $5.8B. Home Bancshares, Inc. (P/E 12.2×; P/B 1.3×; ROE 10.9 %; $6.0B), Bank OZK (P/E 8.5×; P/B 0.9×; ROE 10.9 %; $5.5B), United Bankshares, Inc. (P/E 13.1×; P/B 1.2×; ROE 9.4 %; $6.6B).

Expensive or cheap against its last ten fiscal years?

P/B at each close: today 1.4× · median 1.2× · minimum 0.4× · maximum 1.7× · cheap below 1.1× · expensive above 1.4×. It has been cheaper than today 78% of the time over its last ten fiscal years.

Dividend

solid · Yield 2.7 % ($1.85 per share in 2025) · Years raising it 3 · 5-year growth +11 % a year · Free cash flow coverage payout 32 % · With $1,000 invested today you'd collect $27.10 a year ($2.26 a month).

Analysis: · Data: official filings, via a data provider · Updated

Profitability

Return on Equity9.34%
Return on Invested Capital1.09%
Return on Assets1.06%
Gross Margin73.06%
Operating Margin26.73%
Net Margin20.51%

Financial Health

Debt / Equity0.36
Current Ratio0.51
Piotroski F-Score7
Altman Z-Score0.31

Price Performance

1 month-1.50%
3 months-8.32%
Year-to-date+13.05%
1 year+26.05%
3 years+86.74%
5 years+36.58%
10 years+123.22%

Dividend History

Paid in the last 12 months: $1.95 per share in 4 payments.

DateAmount
September 4, 2026$0.50
June 5, 2026$0.50
March 5, 2026$0.50
December 5, 2025$0.45
September 5, 2025$0.45
June 5, 2025$0.45
March 5, 2025$0.45
December 5, 2024$0.40
September 5, 2024$0.40
June 5, 2024$0.40

Amounts adjusted for stock splits.

Related companies: ONB · UBSI · OZK · INDB · CFG · KEY · HOMB · PRK

Explore sector: Financial Services · Banks - Regional

More sections of HWC: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events

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