Glacier Bancorp, Inc. (GBCI) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Glacier Bancorp, Inc. operates as the bank holding company for Glacier Bank that provides commercial banking services to individuals, small to medium-sized businesses, community organizations, and public entities in the United States. It offers retail banking; business banking and mortgage origination and loan servicing services.
Is Glacier Bancorp, Inc. stock overvalued or undervalued in 2026?
Glacier Bancorp, Inc. (GBCI) trades at 18.2× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE 8.8 % (1.3×) $43 (-11 %); at its peers' median (1.3×) $44 (-9 %).
Kaplio overview: Glacier Bancorp, Inc.
Market cap $6B · 52 weeks $40 – $55 (11 % below the high) · P/E 18.2× · 2027 expected P/E 13.5× · Dividend 2.8 % · Next earnings January 28, 2027 · expected EPS $0.84 · Closing price, Oct 30 · accounts published Oct 22.
- Valuation: P/B 1.5× (fairly priced).
- Business: ROTCE 8.8 % (weak).
- Balance sheet: Capital/assets 13.2 % (solid).
- Earnings: 5 of 8 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE 8.8 % (1.3×) $43 (-11 %); at its peers' median (1.3×) $44 (-9 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 3 of 5 pass
- ROTCE 8.8 %, fails.
- P/B (Price / Book) 1.5×, borderline.
- ROA 1.1 %, passes, near the threshold.
- Equity / Assets (Tier 1 proxy) 13.2 %, passes.
- Sustainable dividend yield 2.8 %, passes.
Against its peers (reference peers) — Glacier Bancorp, Inc.: P/E 18.2×; P/B 1.5×; ROE 8.1 %; $6.3B. United Bankshares, Inc. (P/E 13.1×; P/B 1.2×; ROE 9.4 %; $6.6B), Hancock Whitney Corporation (P/E 14.5×; P/B 1.4×; ROE 9.3 %; $5.8B), Ameris Bancorp (P/E 14.4×; P/B 1.3×; ROE 9.4 %; $5.5B).
Expensive or cheap against its last ten fiscal years?
P/B at each close: today 1.5× · median 1.8× · minimum 1.1× · maximum 3.0× · cheap below 1.5× · expensive above 2.5×. It has been cheaper than today only 17% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 2.8 % ($1.25 per share in 2025) · 5-year growth -2 % a year · Free cash flow coverage payout 68 % · With $1,000 invested today you'd collect $27.60 a year ($2.30 a month).
Profitability
| Return on Equity | 8.14% |
| Return on Invested Capital | 4.92% |
| Return on Assets | 1.08% |
| Gross Margin | 75.58% |
| Operating Margin | 26.80% |
| Net Margin | 21.79% |
Financial Health
| Debt / Equity | 0.51 |
| Current Ratio | 0.30 |
| Piotroski F-Score | 8 |
| Altman Z-Score | 1.19 |
Price Performance
| 1 month | +10.59% |
| 3 months | -3.82% |
| Year-to-date | +10.24% |
| 1 year | +18.87% |
| 3 years | +53.43% |
| 5 years | -13.99% |
| 10 years | +76.58% |
Dividend History
Paid in the last 12 months: $1.3400 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-10-06 | $0.3500 |
| 2026-07-07 | $0.3300 |
| 2026-04-07 | $0.3300 |
| 2025-12-09 | $0.3300 |
| 2025-10-07 | $0.3300 |
| 2025-07-08 | $0.3300 |
| 2025-04-08 | $0.3300 |
| 2024-12-10 | $0.3300 |
| 2024-10-08 | $0.3300 |
| 2024-07-09 | $0.3300 |
Amounts adjusted for stock splits.
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Explore sector: Financial Services · Banks - Regional
More sections of GBCI: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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