Brighthouse Financial, Inc. (BHF) is a publicly traded company in the Financial Services — Insurance - Life industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Brighthouse Financial, Inc. is a financial services firm specializing in annuity and life insurance offerings across the United States. Its operations are organized into three distinct business units: Annuities, Life, and Run-off. The Annuities division delivers a range of annuity products, including variable, fixed, index-linked, and income options.
Is Brighthouse Financial, Inc. stock overvalued or undervalued in 2026?
Brighthouse Financial, Inc. (BHF) trades at 3.5× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 13,2 % (1.5×) $167 (+280 %); at its peers' median (0.7×) $77 (+75 %).
Kaplio overview: Brighthouse Financial, Inc.
Market cap $3B · 52 weeks $44 – $67 (34 % below the high) · P/E 3.5× · 2027 expected P/E 2.3× · Dividend none · Next earnings November 5, 2026 · expected EPS $4.96 · Closing price, Oct 28 · accounts published Aug 6.
- Valuation: P/B 0.4× (justified).
- Business: 5-year op. margin 21.5 % (excellent).
- Balance sheet: Debt/Equity 0.48 (fragile).
- Earnings: 1 of 8 (disappointing).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 13,2 % (1.5×) $167 (+280 %); at its peers' median (0.7×) $77 (+75 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 5 pass
- Book Value / Share growth −8.8 %, fails.
- Debt / Equity 0.48, fails.
- Dividend growth streak 7 años, fails.
- Op Margin 5y (Combined Ratio proxy) 21.5 %, passes.
- P/B (Price / Book) 0.4×, passes.
Against its peers (reference peers) — Brighthouse Financial, Inc.: P/E 3.5×; P/B 0.4×; ROE 13.2 %; $2.5B. F&G Annuities & Life, Inc. (P/E 7.1×; P/B 0.6×; ROE 8.9 %; $2.7B), CNO Financial Group, Inc. (P/E 19.0×; P/B 2.0×; ROE 10.8 %; $5.1B), Lincoln National Corporation (P/E 3.5×; P/B 0.7×; ROE 22.0 %; $7.8B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 0.4× · median 0.4× · minimum 0.1× · maximum 0.8× · cheap below 0.3× · expensive above 0.6×. It has been cheaper than today 52% of the time over its last ten fiscal years.
Dividend
solid · Yield 0.00 % ($1.78 per share in 2025) · Years raising it 6 · 5-year growth +31 % a year · Free cash flow coverage payout 24 %.
Profitability
| Return on Equity | 13.17% |
| Return on Invested Capital | 0.93% |
| Return on Assets | 0.34% |
| Gross Margin | 56.06% |
| Operating Margin | 15.52% |
| Net Margin | 13.22% |
Financial Health
| Debt / Equity | 0.48 |
| Current Ratio | 8,792.80 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.11 |
Price Performance
| 1 month | -15.75% |
| 3 months | -29.24% |
| Year-to-date | -32.38% |
| 1 year | -5.36% |
| 3 years | -2.62% |
| 5 years | -12.78% |
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Explore sector: Financial Services · Insurance - Life
More sections of BHF: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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