CNO Financial Group, Inc. (CNO) is a publicly traded company in the Financial Services — Insurance - Life industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Headquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc. operates across the United States, developing, marketing, and administering a broad spectrum of insurance and annuity products primarily for middle-income and senior individuals.
Is CNO Financial Group, Inc. stock overvalued or undervalued in 2026?
CNO Financial Group, Inc. (CNO) trades at 19.8× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 10,8 % (1.5×) $42 (-27 %); at its peers' median (0.6×) $17 (-70 %).
Kaplio overview: CNO Financial Group, Inc.
Market cap $5B · 52 weeks $40 – $57 (2 % below the high) · P/E 19.8× · 2027 expected P/E 11.3× · Dividend 1.2 % · 11 years rising · Next earnings February 4, 2027 · expected EPS $1.31 · Closing price, Oct 30 · accounts published Oct 29.
- Valuation: P/B 2.0× (expensive).
- Business: 5-year op. margin 13.5 % (solid).
- Balance sheet: Debt/Equity 1.76 (fragile).
- Earnings: 7 of 8 (uneven).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 10,8 % (1.5×) $42 (-27 %); at its peers' median (0.6×) $17 (-70 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 5 pass
- Book Value / Share growth −6.9 %, fails.
- Debt / Equity 1.76, fails.
- P/B (Price / Book) 2.0×, fails.
- Op Margin 5y (Combined Ratio proxy) 13.5 %, passes.
- Dividend growth streak 11 años, passes, near the threshold.
Against its peers (reference peers) — CNO Financial Group, Inc.: P/E 19.8×; P/B 2.0×; ROE 10.8 %; $5.3B. F&G Annuities & Life, Inc. (P/E 7.3×; P/B 0.6×; ROE 8.9 %; $2.8B), Brighthouse Financial, Inc. (P/E 3.5×; P/B 0.4×; ROE 13.2 %; $2.5B), ServisFirst Bancshares, Inc. (P/E 12.8×; P/B 2.1×; ROE 17.6 %; $4.4B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 2.0× · median 0.8× · minimum 0.3× · maximum 2.1× · cheap below 0.7× · expensive above 1.7×. It has been cheaper than today 99% of the time over its last ten fiscal years.
Dividend
solid · Yield 1.2 % ($0.68 per share in 2025) · Years raising it ≥ 11 · 5-year growth +8 % a year · Free cash flow coverage payout 29 % · With $1,000 invested today you'd collect $12.30 a year ($1.03 a month).
Profitability
| Return on Equity | 10.82% |
| Return on Invested Capital | 1.41% |
| Return on Assets | 0.70% |
| Gross Margin | 43.42% |
| Operating Margin | 7.66% |
| Net Margin | 6.02% |
Financial Health
| Debt / Equity | 1.76 |
| Current Ratio | 0.07 |
| Piotroski F-Score | 6 |
| Altman Z-Score | 0.12 |
Price Performance
| 1 month | +4.27% |
| 3 months | +0.15% |
| Year-to-date | +29.90% |
| 1 year | +38.24% |
| 3 years | +138.01% |
| 5 years | +128.54% |
| 10 years | +266.33% |
Dividend History
Paid in the last 12 months: $0.7000 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-09-10 | $0.1800 |
| 2026-06-10 | $0.1800 |
| 2026-03-10 | $0.1700 |
| 2025-12-10 | $0.1700 |
| 2025-09-10 | $0.1700 |
| 2025-06-10 | $0.1700 |
| 2025-03-10 | $0.1600 |
| 2024-12-10 | $0.1600 |
| 2024-09-10 | $0.1600 |
| 2024-06-10 | $0.1600 |
Amounts adjusted for stock splits.
Related companies: TCBI · BHF · GBDC · SFBS · FHI · AGO · GNW
Explore sector: Financial Services · Insurance - Life
More sections of CNO: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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