Valuation dashboard for CNO Financial Group, Inc. (CNO) with P/E 19.75, P/B 2.04, EV/EBITDA 9.20 and dividend yield 1.23%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Headquartered in Carmel, Indiana, and established in 1979, CNO Financial Group, Inc. operates across the United States, developing, marketing, and administering a broad spectrum of insurance and annuity products primarily for middle-income and senior individuals.
Analysis Summary
CNO Financial Group, Inc. reported revenue of $4.49B in the most recent fiscal year, growing at a 5-year CAGR of 3.3%. Net income reached $229.3M, with a -5.3% 5-year CAGR.
Trailing-twelve-month margins: gross margin 43.4%, operating margin 7.7%, net margin 6.0%.
At $57.67 (closing price, October 30, 2026), CNO trades at a P/E of 19.75 and an ROE of 10.82%. Market capitalisation stands at $5.3B.
Balance sheet quality for CNO: current ratio of 0.7. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 19.75 |
| Price / Book | 2.04 |
| EV / EBITDA | 9.20 |
| Dividend Yield | 1.23% |
Valuation Models
| DCF Fair Value | $166.76 |
| vs Current Price | +189.2% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| CNO | CNO Financial Group, Inc. | $5.3B | 19.75 | 2.04 | 10.8% |
| CADE | Cadence Bank | $7.8B | 19.68 | 1.28 | 6.8% |
| TCBI | Texas Capital Bancshares, Inc. | $3.9B | 11.74 | 1.11 | 10.1% |
| BHF | Brighthouse Financial, Inc. | $2.5B | 3.47 | 0.37 | 13.2% |
| GBDC | Golub Capital BDC, Inc. | $3.3B | 23.13 | 0.91 | 3.8% |
| SFBS | ServisFirst Bancshares, Inc. | $4.4B | 12.83 | 2.09 | 17.6% |
| FHI | Federated Hermes, Inc. | $4.4B | 10.44 | 2.28 | 30.6% |
| AGO | Assured Guaranty Ltd. | $3.1B | 9.65 | 0.57 | 6.3% |
Price
| Price | $57.67 (closing price, October 30, 2026) |
| Market Cap | $5.3B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 10.82% |
| Return on Invested Capital | 1.41% |
| Return on Assets | 0.70% |
| Gross Margin | 43.42% |
| Operating Margin | 7.66% |
| Net Margin | 6.02% |
Related companies: TCBI · BHF · GBDC · SFBS · FHI · AGO · GNW
Explore sector: Financial Services · Insurance - Life
More sections of CNO: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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