Genworth Financial, Inc. (GNW) is a publicly traded company in the Financial Services — Insurance - Diversified industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services.
Is Genworth Financial, Inc. stock overvalued or undervalued in 2026?
Genworth Financial, Inc. (GNW) trades at 16.6× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROE del 2,4 % (0.9×) $21 (+131 %); at its peers' median (1.1×) $26 (+190 %).
Kaplio overview: Genworth Financial, Inc.
Market cap $3B · 52 weeks $8 – $11 (16 % below the high) · P/E 16.6× · 2027 expected P/E 7.9× · Dividend none · Next earnings November 4, 2026 · expected EPS $0.28 · Closing price, Oct 28 · accounts published Jul 29.
- Valuation: P/B 0.4× (fairly priced).
- Business: 5-year op. margin 10.5 % (passes, near the threshold).
- Balance sheet: Debt/Equity 0.17 (solid).
- Earnings: 3 of 8 (disappointing).
What would it be worth at its usual multiples?
At a P/B justified by its ROE del 2,4 % (0.9×) $21 (+131 %); at its peers' median (1.1×) $26 (+190 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in insurance: 2 of 4 pass
- Book Value / Share growth −5.3 %, fails.
- P/B (Price / Book) 0.4×, borderline.
- Op Margin 5y (Combined Ratio proxy) 10.5 %, passes, near the threshold.
- Debt / Equity 0.17, passes.
- Dividend growth streak n/a: it pays no dividend, info.
Against its peers (reference peers) — Genworth Financial, Inc.: P/E 16.6×; P/B 0.4×; ROE 2.4 %; $3.4B. Cohen & Steers, Inc. (P/E 21.5×; P/B 5.2×; ROE 28.0 %; $3.6B), Independent Bank Corp. (P/E 12.2×; P/B 1.1×; ROE 9.3 %; $3.9B), F&G Annuities & Life, Inc. (P/E 7.1×; P/B 0.6×; ROE 8.9 %; $2.7B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 0.4× · median 0.1× · minimum 0.1× · maximum 0.5× · cheap below 0.1× · expensive above 0.4×. It has been cheaper than today 85% of the time over its last ten fiscal years.
Profitability
| Return on Equity | 2.42% |
| Return on Invested Capital | 0.94% |
| Return on Assets | 0.24% |
| Gross Margin | 40.63% |
| Operating Margin | 5.75% |
| Net Margin | 3.03% |
Financial Health
| Debt / Equity | 0.17 |
| Current Ratio | 3.38 |
| Piotroski F-Score | 7 |
| Altman Z-Score | 0.32 |
Price Performance
| 1 month | -3.79% |
| 3 months | -9.66% |
| Year-to-date | -1.66% |
| 1 year | +6.73% |
| 3 years | +49.75% |
| 5 years | +116.06% |
| 10 years | +114.49% |
Dividend History
| Date | Amount |
|---|---|
| 2008-10-08 | $0.1000 |
| 2008-07-09 | $0.1000 |
| 2008-04-09 | $0.1000 |
| 2008-01-09 | $0.1000 |
| 2007-10-10 | $0.1000 |
| 2007-07-10 | $0.0900 |
| 2007-04-10 | $0.0900 |
| 2007-01-10 | $0.0900 |
| 2006-10-10 | $0.0900 |
| 2006-07-10 | $0.0750 |
Amounts adjusted for stock splits.
Related companies: INDB · BHF · HASI · UCB · CNO · BBAR · FG · CNS
Explore sector: Financial Services · Insurance - Diversified
More sections of GNW: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method today · Companies that pass the Lynch method today · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks