Bill.com Holdings, Inc. (BILL) is a publicly traded company in the Technology — Software - Application industry listed on NYSE. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools.
Is Bill.com Holdings, Inc. stock overvalued or undervalued in 2026?
As of October 30, 2026, Bill.com Holdings, Inc. (BILL) trades at $48.31 with no positive earnings over the last twelve months, according to Kaplio. No valuation verdict: it has no earnings to calculate a P/E from.
Kaplio overview: Bill.com Holdings, Inc.
Market cap $4B · 52 weeks $32 – $56 (14 % below the high) · P/E no earnings · 2027 expected P/E 12.8× · Dividend none · Next earnings November 5, 2026 · expected EPS $0.98 · Closing price, Oct 30 · accounts published Aug 19.
- Valuation: EV/EBITDA 39.7× (no earnings).
- Business: ROIC 0 % (weak).
- Balance sheet: Net debt/EBITDA 6.9× (fragile).
- Earnings: 8 of 8 (uneven).
What would it be worth at its usual multiples?
No valuation verdict: it has no earnings to calculate a P/E from.
What matters in technology: 6 of 8 pass
- ROIC 0.3 %, fails.
- Net debt / EBITDA 6.9×, fails.
- 3y revenue growth 18.3 %, passes.
- Rule of 40 (SaaS only) 44, passes.
- Gross margin 80.9 %, passes.
- FCF / Revenue 25.6 %, passes.
- SBC / Revenue 0.0 %, passes.
- EV/EBITDA vs own 5y 39.7×, passes.
Against its peers (reference peers) — Bill.com Holdings, Inc.: P/E —; EV/EBITDA 39.7×; ROIC 0.3 %; $4.1B. Workiva Inc. (P/E 102×; EV/EBITDA 66.6×; ROIC 3.9 %; $4.5B), Webull Corporation Class A Ordinary Shares (P/E 63.0×; EV/EBITDA 29.6×; ROIC 1.3 %; $2.5B), Clearwater Analytics Holdings, Inc. (P/E —; EV/EBITDA 75.1×; ROIC -0.2 %; $7.3B).
Profitability
| Return on Equity | -0.30% |
| Return on Invested Capital | 0.32% |
| Return on Assets | -0.11% |
| Gross Margin | 80.93% |
| Operating Margin | 1.06% |
| Net Margin | -0.68% |
Financial Health
| Debt / Equity | 0.54 |
| Current Ratio | 1.51 |
| Piotroski F-Score | 4 |
| Altman Z-Score | 0.50 |
Price Performance
| 1 month | +10.35% |
| 3 months | +7.05% |
| Year-to-date | -11.42% |
| 1 year | -2.72% |
| 3 years | -45.26% |
| 5 years | -83.88% |
Related companies: FROG · BULL · WEX · CALX · WK
Explore sector: Technology · Software - Application
More sections of BILL: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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