Bill.com Holdings, Inc. (BILL) Valuation — DCF, Graham & Comparables

Bill.com Holdings, Inc. (BILL) — Price $48.31 (closing price, October 30, 2026) — Technology — Software - Application — NYSE

Latest reported results:

Valuation dashboard for Bill.com Holdings, Inc. (BILL) with P/E N/A, P/B 1.37, EV/EBITDA 39.9 and dividend yield 0.00%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Technology companies.

Bill.com Holdings, Inc. offers a powerful cloud-based platform designed to streamline, digitize, and automate the core financial operations for small and medium-sized businesses worldwide. Through its software-as-a-service (SaaS) model, the company provides sophisticated cloud payment solutions and spend management tools.

Analysis Summary

Bill.com Holdings, Inc. reported revenue of $1.65B in the most recent fiscal year, growing at a 5-year CAGR of 47.3%.

Trailing-twelve-month margins: gross margin 80.9%, operating margin 1.1%, net margin -0.7%.

At $48.31 (closing price, October 30, 2026), BILL has negative trailing earnings (P/E not meaningful) and an ROE of -0.30%. Market capitalisation stands at $4.1B.

Balance sheet quality for BILL: debt-to-equity ratio of 0.54, current ratio of 1.51 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.

Valuation Ratios

Price / Book1.37
EV / EBITDA39.9
Dividend Yield0.00%

Peer Comparison

SymbolCompanyMarket CapP/EP/BROE
BILLBill.com Holdings, Inc.$4.1B1.37-0.3%
OSOneStream, Inc. Class A Common Stock$2.4B8.77-5.5%
FROGJFrog Ltd.$11.4B11.97-4.9%
BULLWebull Corporation Class A Ordinary Shares$2.5B63.052.634.2%
CWANClearwater Analytics Holdings, Inc.$7.3B3.53-2.4%
WEXWEX Inc.$6.3B15.895.4332.3%
CALXCalix, Inc.$2.3B47.823.296.5%
WKWorkiva Inc.$4.5B101.96-123.7%

Price

Price$48.31 (closing price, October 30, 2026)
Market Cap$4.1B
ExchangeNYSE
CountryUS

Profitability

Return on Equity-0.30%
Return on Invested Capital0.32%
Return on Assets-0.11%
Gross Margin80.93%
Operating Margin1.06%
Net Margin-0.68%

Related companies: FROG · BULL · WEX · CALX · WK

Explore sector: Technology · Software - Application

More sections of BILL: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events

Discover more: Weekly Radar: the S&P 500 through the Buffett and Lynch methods · Companies that pass the Buffett method · Companies that pass the Lynch method · Stocks that pass Graham's defensive investor test today · Investment Academy — learn to analyze stocks