Valuation dashboard for Bank of Hawaii Corporation (BOH) with P/E 12.33, P/B 1.50, EV/EBITDA 7.7 and dividend yield 4.01%. DCF, Graham Number, EPS growth, peer multiples and dividend discount models plus sector comparison against other Financial Services companies.
Bank of Hawaii Corporation (BOH) functions as the holding company for Bank of Hawaii, delivering a comprehensive array of financial products and services across Hawaii, Guam, and the broader Pacific Islands. Its operations are organized into three primary divisions: Consumer Banking, Commercial Banking, and Treasury and Other.
What would it be worth at its usual multiples?
Versus its usual multiples: fairly priced · Current P/B 1.5× · Multiples range: $48.30 · $60.38.
At a P/B justified by its ROTCE 11.3 % (1.3×) $60 (-13 %); at its peers' median (1.0×) $48 (-31 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
Analysis Summary
Bank of Hawaii Corporation reported revenue of $1.06B in the most recent fiscal year, growing at a 5-year CAGR of 7.8%. Net income reached $205.9M, with a 6.0% 5-year CAGR.
Trailing-twelve-month margins: gross margin 71.3%, operating margin 29.6%, net margin 22.9%.
At $69.77 (closing price, October 30, 2026), BOH trades at a P/E of 12.33 and an ROE of 13.31%. Market capitalisation stands at $2.7B.
Balance sheet quality for BOH: debt-to-equity ratio of 0.49, current ratio of 0.39 over the last 12 months. A debt-to-equity below 1.0 typically signals conservative capital structure, while a current ratio above 1.5 indicates comfortable short-term liquidity.
Valuation Ratios
| P/E Ratio | 12.33 |
| Price / Book | 1.50 |
| EV / EBITDA | 7.7 |
| Dividend Yield | 4.01% |
Peer Comparison
| Symbol | Company | Market Cap | P/E | P/B | ROE |
|---|---|---|---|---|---|
| BOH | Bank of Hawaii Corporation | $2.7B | 12.33 | 1.50 | 13.3% |
| WSBC | WesBanco, Inc. | $3.7B | 10.75 | 0.90 | 8.9% |
| FHB | First Hawaiian, Inc. | $3.1B | 11.30 | 1.09 | 9.8% |
| SBCF | Seacoast Banking Corporation of Florida | $3.2B | 19.66 | 1.08 | 6.1% |
| SFNC | Simmons First National Corporation | $3.3B | 12.94 | 1.00 | 7.6% |
| CVBF | CVB Financial Corp. | $4.0B | 14.29 | 1.26 | 8.5% |
| TOWN | TowneBank | $3.4B | 10.18 | 1.07 | 12.4% |
| PFS | Provident Financial Services, Inc. | $3.0B | 9.64 | 1.04 | 10.8% |
Price
| Price | $69.77 (closing price, October 30, 2026) |
| Market Cap | $2.7B |
| Exchange | NYSE |
| Country | US |
Profitability
| Return on Equity | 13.31% |
| Return on Invested Capital | 7.42% |
| Return on Assets | 1.03% |
| Gross Margin | 71.26% |
| Operating Margin | 29.55% |
| Net Margin | 22.90% |
Related companies: WSBC · FHB · SBCF · SFNC · CVBF · TOWN · PFS · BANC
Explore sector: Financial Services · Banks - Regional
More sections of BOH: Overview · Financials · Statistics · Estimates · Technical · Ownership · News · Events
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