First Hawaiian, Inc. (FHB) is a publicly traded company in the Financial Services — Banks - Regional industry listed on NASDAQ. This overview shows the latest price, key valuation ratios, profitability metrics and financial-health indicators used by fundamental investors.
First Hawaiian, Inc. operates as the holding company for First Hawaiian Bank, providing an extensive array of financial services to both individual consumers and commercial entities throughout the United States. Its activities are organized across three primary segments: Retail Banking, Commercial Banking, and Treasury and Other. The bank facilitates various deposit accounts, including checking, savings, and other specialized deposit products.
Is First Hawaiian, Inc. stock overvalued or undervalued in 2026?
First Hawaiian, Inc. (FHB) trades at 11.3× earnings (P/E), against a median of 13.0× across the 324 financial services companies above $2bn in Kaplio's universe. At a P/B justified by its ROTCE del 15,6 % (2.0×) $46 (+82 %); at its peers' median (1.1×) $24 (-3 %).
Kaplio overview: First Hawaiian, Inc.
Market cap $3B · 52 weeks $23 – $30 (16 % below the high) · P/E 11.3× · 2027 expected P/E 9.9× · Dividend 4.1 % · Next earnings January 29, 2027 · expected EPS $0.62 · Closing price, Oct 30 · accounts published Oct 23.
- Valuation: P/B 1.1× (justified).
- Business: ROTCE 15.6 % (excellent).
- Balance sheet: Capital/assets 11.6 % (solid).
- Earnings: 6 of 8 (on track).
What would it be worth at its usual multiples?
At a P/B justified by its ROTCE del 15,6 % (2.0×) $46 (+82 %); at its peers' median (1.1×) $24 (-3 %). Implied price from applying the reference multiples to today's earnings (or book value, or FFO) per share. Not a fair value: it is where the stock would trade at its usual multiples.
What matters in banking: 5 of 5 pass
- ROA 1.2 %, passes.
- ROTCE 15.6 %, passes.
- Equity / Assets (Tier 1 proxy) 11.6 %, passes.
- P/B (Price / Book) 1.1×, passes.
- Sustainable dividend yield 4.1 %, passes.
Against its peers (reference peers) — First Hawaiian, Inc.: P/E 11.3×; P/B 1.1×; ROE 9.8 %; $3.1B. Bank of Hawaii Corporation (P/E 12.3×; P/B 1.5×; ROE 13.3 %; $2.7B), BankUnited, Inc. (P/E 11.8×; P/B 1.1×; ROE 9.2 %; $3.1B), Provident Financial Services, Inc. (P/E 9.6×; P/B 1.1×; ROE 10.8 %; $3.0B).
Expensive or cheap against its last ten fiscal years?
Precio / valor contable at each close: today 1.1× · median 1.3× · minimum 0.7× · maximum 1.8× · cheap below 1.2× · expensive above 1.5×. It has been cheaper than today only 17% of the time over its last ten fiscal years.
Dividend
tight (only raised recently) · Yield 4.1 % ($1.05 per share in 2025) · Years raising it 2 · 5-year growth +0 % a year · Free cash flow coverage payout 47 % · With $1,000 invested today you'd collect $40.80 a year ($3.40 a month).
Profitability
| Return on Equity | 9.83% |
| Return on Invested Capital | 3.40% |
| Return on Assets | 1.16% |
| Gross Margin | 70.37% |
| Operating Margin | 14.70% |
| Net Margin | 28.16% |
Financial Health
| Debt / Equity | 0.00 |
| Current Ratio | 0.34 |
| Piotroski F-Score | 7 |
| Altman Z-Score | -0.28 |
Price Performance
| 1 month | +1.20% |
| 3 months | -9.32% |
| Year-to-date | -0.40% |
| 1 year | +2.73% |
| 3 years | +40.00% |
| 5 years | -12.07% |
| 10 years | -5.90% |
Dividend History
Paid in the last 12 months: $1.0400 per share in 4 payments.
| Date | Amount |
|---|---|
| 2026-11-16 | $0.2600 |
| 2026-08-17 | $0.2600 |
| 2026-05-18 | $0.2600 |
| 2026-02-13 | $0.2600 |
| 2025-11-17 | $0.2600 |
| 2025-08-18 | $0.2600 |
| 2025-05-19 | $0.2600 |
| 2025-02-14 | $0.2600 |
| 2024-11-18 | $0.2600 |
| 2024-08-19 | $0.2600 |
Amounts adjusted for stock splits.
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Explore sector: Financial Services · Banks - Regional
More sections of FHB: Financials · Valuation · Statistics · Estimates · Technical · Ownership · News · Events
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