Wall Street analyst estimates for City Holding Company (CHCO): consensus price target and buy/hold/sell recommendations.
City Holding Company operates as the parent entity for City National Bank of West Virginia, offering a broad spectrum of financial services including banking, wealth management, and investment solutions throughout the United States. Its product suite features various deposit accounts like checking, savings, money market, certificates of deposit, and individual retirement accounts.
Analyst Consensus
| Strong Buy | 0 |
| Buy | 0 |
| Hold | 8 |
| Sell | 0 |
| Strong Sell | 0 |
| Total analysts | 8 |
| Avg rating (−2 sell to +2 buy) | 0.00 |
Recent Earnings Surprises
| Date | EPS Actual | EPS Est. | vs Est. |
|---|---|---|---|
| 2027-01-20 | $2.39 | ||
| 2026-10-26 | $2.43 | $2.36 | +3.0% |
| 2026-07-22 | $2.35 | $2.23 | +5.4% |
| 2026-04-23 | $2.20 | $2.17 | +1.4% |
| 2026-01-21 | $2.18 | $2.29 | -4.8% |
| 2025-10-22 | $2.41 | $2.15 | +12.1% |
| 2025-07-22 | $2.29 | $1.97 | +16.2% |
| 2025-04-23 | $2.06 | $1.84 | +12.0% |
Valuation Ratios
| P/E Ratio | 15.61 |
| Price / Book | 2.57 |
| Dividend Yield | 2.53% |
Income Statement (10y)
| Year | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $173.3M | $185.8M | $194.3M | $224.3M | $231.4M | $218.8M | $246.1M | $282.4M | $285.1M | $307.3M |
| Cost of Revenue | $4.4M | $3.0M | $23.4M | $35.1M | $10.7M | $6.7M | $474,000 | $3.2M | $1.8M | $82.3M |
| Gross Profit | $168.9M | $182.8M | $196.6M | $225.5M | $220.7M | $221.9M | $245.6M | $279.2M | $283.2M | $309.8M |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Selling, General & Admin | $55.1M | $55.3M | $58.6M | $66.1M | $65.7M | $66.5M | $71.6M | $79.2M | $83.1M | $84.5M |
| Operating Expenses | $91.7M | $92.1M | $108.6M | $112.1M | $109.4M | $110.7M | $118.7M | $136.1M | $138.7M | $147.2M |
| Operating Income | $77.2M | $90.7M | $88.0M | $113.5M | $111.3M | $111.2M | $127.3M | $143.1M | $144.5M | $162.6M |
| EBITDA | $84.3M | $97.6M | $94.4M | $119.2M | $122.0M | $125.8M | $143.1M | $153.8M | $157.7M | $173.7M |
| Interest Expense | $13.2M | $16.8M | $25.7M | $36.3M | $23.6M | $9.9M | $9.7M | $52.0M | $86.2M | $84.8M |
| Pre-tax Income | $77.2M | $90.7M | $88.0M | $113.5M | $111.3M | $111.2M | $127.3M | $143.1M | $144.5M | $161.5M |
| Income Tax | $25.1M | $36.4M | $18.0M | $24.1M | $21.7M | $23.1M | $25.3M | $28.7M | $27.4M | $31.0M |
| Net Income | $52.1M | $54.3M | $70.0M | $89.4M | $89.6M | $88.1M | $102.1M | $114.4M | $117.1M | $130.5M |
| EPS | $3.46 | $3.49 | $4.54 | $5.43 | $5.55 | $5.67 | $6.81 | $7.62 | $7.91 | $8.94 |
| EPS (Diluted) | $3.45 | $3.48 | $4.53 | $5.42 | $5.55 | $5.66 | $6.80 | $7.61 | $7.89 | $8.94 |
| Shares Outstanding (Diluted) | 14.9 M | 15.4 M | 15.4 M | 16.3 M | 16.0 M | 15.4 M | 14.9 M | 14.9 M | 14.7 M | 14.4 M |
Price
| Price | $142.95 (closing price, November 3, 2026) |
| Market Cap | $2.0B |
| Exchange | NASDAQ |
| Country | US |
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Explore sector: Financial Services · Banks - Regional
More sections of CHCO: Overview · Financials · Valuation · Technical · Ownership
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